Hillsborough County property record for 6974 Towering Spruce Dr, Riverview, FL 33578
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 3 ba · 1,120 sqft · built 2008 |
| Lot Size | 0.025 acres (1,094 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $144,000 (Jul 2020) |
| Tax Bill | $2,638 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jul 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076151-1458 |
| Primary APN | 076151-1458 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,212 sqft |
| 1st Floor Area | 560 sqft |
| 2nd Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,094 sqft (0.025 acres) |
| Porch | Open Porch |
| Porch Area | 67 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0761511458 |
|---|---|
| Street Address | 6974 TOWERING SPRUCE DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-8865 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | OAK CREEK PARCEL 2 UNIT 2A LOT 7 BLOCK 39 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | OAK CREEK PARCEL 2 UNIT 2A |
| Legal Tract | 9CO |
| Legal Block | 39 |
| Legal Lot Number | 7 |
| Legal Unit | 2A |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | PALM RIVER-GIBSONTON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 13702 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6974 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 23, 2020 | Warranty Deed, Transfer · FHA Mortgage NFM INC |
| Jan 23, 2020 | Warranty Deed, Transfer OPENDOOR TITLE LLC |
| Jun 5, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on Record |
| Deed Sale | Jul 23, 2020 · Amount on Record |
| Prior Sale | Jan 23, 2020 · Amount on Record |
| Deed Document Number | 2020299919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 6974 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6974 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000429058 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 2022429058 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 23, 2020 |
| Property Address | 6974 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000299919 |
| Map Reference | MB 113 PG 246-258 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 2020299919 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,008.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 POST ST FL 11, 1, SAN FRANCISCO, CA 94104-5215 |
| Name | Verified Name |
|---|---|
| Address | 6974 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000299920 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 2020299920 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 23, 2020 |
| Property Address | 6974 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000022945 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 22945 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | OPENDOOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,020.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 1 POST ST FLOOR11 SAN FRANCISCO CA 94104, SAN FRANCISCO, CA 94104 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 5, 2018 |
| Property Address | 6974 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0258131774 |
| Book / Page | 025813 / 001774 |
| Instrument Date | May 30, 2018 |
| Instrument | 219987 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Title Company | ALL AMERICAN TITLE AFFILIATES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6974 TOWERING SPRUCE DR RIVERVIEW FL 335788865, RIVERVIEW, FL 33578-8865 |
| Document Number | 258131776 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 025813/001776 |
| Instrument | 219988 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2048 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,550 (+2.7%) | $156,537 (-9.2%) Land $15,654 Building $140,883 | |
| 2025 | $2,638.00 (+8.56%) Homeowner's exemption | $128,092 (+5.99%) | $172,395 (+5.33%) Land $17,240 Building $155,155 |
| 2023 | $2,430.00 (+2.23%) Homeowner's exemption | $120,856 (+3%) | $163,671 (+10.5%) Land $16,367 Building $147,304 |
| 2022 | $2,377.00 Homeowner's exemption | $117,336 | $148,123 Land $14,812 Building $133,311 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 208 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 208 in force |
| Nearby Flood Claims | 27 (2008–2024) |
| Claims Outside the SFHA | 15 of 27 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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