6968 Towering Spruce Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 6968 Towering Spruce Dr, Riverview, FL 33578

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,120 sqft · built 2008
Lot Size	0.025 acres (1,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,000 (Apr 2015)
Tax Bill	$2,167 (2025)
Deeds & Mortgages	Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`076151-1452`

Property Details

APN / Parcel Number

Primary APN	`076151-1452`
Alternative APN	`U1830209CO000039000040`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,120 sqft Living Area
Gross Area	1,212 sqft
1st Floor Area	560 sqft
2nd Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,106 sqft (0.025 acres)
Porch	Open Porch
Porch Area	67 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0761511452
Street Address	6968 TOWERING SPRUCE DR
City	RIVERVIEW
State	FL
Zip	33578-8865
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD
Legal Description	OAK CREEK PARCEL 2 UNIT 2A LOT 4 BLOCK 39
Legal Range	20E
Legal Township	30S
Legal Section	18
Legal Subdivision	OAK CREEK PARCEL 2 UNIT 2A
Legal Tract	9CO
Legal Block	39
Legal Lot Number	4
Legal Unit	2A
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	PALM RIVER-GIBSONTON
Census Block Group	3
Census Block	3023
Census Tract	13702

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6968 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2015 · Amount on Record
Deed Sale	Apr 27, 2015 · Amount on Record
Prior Sale	Nov 19, 2008 · Amount on Record
Deed Document Number	2015160032
Deed Book / Page	23237 / 1137
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	6968 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6968 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865

Mortgage

Document Number	0000582697
Date	Dec 27, 2023
Instrument	2023582697

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,024 (+2.7%)	$157,116 (-9.16%) Land $15,668 Building $141,448
2025	$2,167.00 (+8.03%) Homeowner's exemption	$102,263 (+5.99%)	$172,962 (+5.31%) Land $17,253 Building $155,709
2023	$2,006.00 (+2.19%) Homeowner's exemption	$96,486 (+3%)	$164,242 (+10.46%) Land $16,383 Building $147,859
2022	$1,963.00 Homeowner's exemption	$93,676	$148,690 Land $14,828 Building $133,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 208 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	208 in force
Nearby Flood Claims	27 (2008–2024)
Claims Outside the SFHA	15 of 27
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 13 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20