6972 Hartwig Dr, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 6972 Hartwig Dr, Cherry Valley, IL 61016

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,846 sqft · built 2001
Lot Size0.619 acres (27,007 sqft)
OwnerIndividual Name on Record
Last Sale$205,900 (May 2021)
Deeds & MortgagesFeb 2023 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-10-476-017

Property Details

APN / Parcel Number

Primary APN16-10-476-017
Alternative APN
  • 262 436

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,846 sqft Living Area
1st Floor Area1,846 sqft
Basement Area1,846 sqft
Finished Basement1,846 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Construction TypeFrame
Roof MaterialAsphalt
Lot Area27,007 sqft (0.619 acres)
Garage Area552 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Old Parcel Number262 436
Street Address6972 HARTWIG DR
CityCHERRY VALLEY
StateIL
Zip61016-9108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPENFIELD CROSSING PT SE1/4 SEC 10-43-2LOT 36
Legal Range02
Legal Township43
Legal Section10
Legal Lot Number36
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group5
Census Block5041
Census Tract3705

Owner

Source: Winnebago County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6972 HARTWIG DR, CHERRY VALLEY, IL 61016-9108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2023Deed of Trust, Mortgage
HUD
May 28, 2021Warranty Deed, Transfer · FHA Mortgage
AMERICAN PORTFOLIO MTG CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2021 · Amount on Record
Deed SaleMay 28, 2021 · Amount on Record
Prior SaleNov 26, 2003 · Amount on Record
Deed Document Number2118608
Record UpdatedJun 7, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address6972 HARTWIG DR, CHERRY VALLEY, IL 61016-9108
Transaction TypeMortgage
Record UpdatedMar 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003448
DateFeb 17, 2023
Instrument2303448
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount Recorded
Term336 Months
DueJun 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateMay 28, 2021
Property Address6972 HARTWIG DR, CHERRY VALLEY, IL 61016-9108
Document Number0000018608
Map ReferencePB 40 PG 143B
Instrument DateMay 25, 2021
Instrument2118608
Transaction TypeTransfer
Record UpdatedJun 23, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$309.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6972 HARTWIG DR, CHERRY VALLEY, IL 61016-9108

Mortgage

Document Number0000018609
DateMay 28, 2021
Instrument2118609
Lender
NameAMERICAN PORTFOLIO MTG CORP
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate3.13%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$72,474 Land $10,057 Building $62,417$217,422 Land $30,171 Building $187,251

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1978–1999)
Most Recent ClaimJun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHERRY VALLEY
serves 4,731 people · EPA ID IL2010050
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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