Winnebago County property record for 6938 Hartwig Dr, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,272 sqft · built 1998 |
| Lot Size | 0.43 acres (18,717 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,000 (Feb 1999) |
| Tax Bill | $6,972 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1610476015 |
| Primary APN | 1610476015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,272 sqft Living Area |
| Gross Area | 3,948 sqft |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 18,717 sqft (0.43 acres) |
| Garage Area | 912 sqft |
| Driveway | Driveway |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 262 434 |
|---|---|
| Street Address | 6938 HARTWIG DR |
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PENFIELD CROSSING PT SE1/4 SEC 10-43-2LOT 34 |
| Legal Range | 2 |
| Legal Township | 43 |
| Legal Section | 10 |
| Legal Subdivision | PENFIELD XING |
| Legal Lot Number | 34 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 5 |
| Census Block | 5041 |
| Census Tract | 3705 |
6938 Hartwig Dr is owned and occupied by two individuals who bought it in February 1999.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6938 HARTWIG DR, CHERRY VALLEY, IL 61016-9108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Mar 13, 2019 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 1999 · Amount on File |
| Deed Sale | Feb 12, 1999 · Amount on File |
| Deed Document Number | 199910080 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 6938 HARTWIG DR, CHERRY VALLEY, IL 61016-9108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000013300 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2313300 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 14, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 6938 HARTWIG DR, CHERRY VALLEY, IL 61016-9108 |
| Document Number | 0001007798 |
| Instrument Date | Mar 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6938 HARTWIG DR CHERRY VALLEY IL 610169108, CHERRY VALLEY, IL 61016-9108 |
| Document Number | 0001007798 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 1007798 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.76% |
The 2025 property tax bill for 6938 Hartwig Dr was $6,972 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,972.00 | $102,978 Land $17,501 Building $85,477 | $308,934 Land $52,503 Building $256,431 |
| 2022 | Homeowner's exemption | $74,613 Land $13,410 Building $61,203 | $223,839 Land $40,230 Building $183,609 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6938 Hartwig Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1978–1999) |
| Most Recent Claim | Jun 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6938 Hartwig Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY serves 4,731 people · EPA ID IL2010050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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