Harford County property record for 697 Towne Center Dr, Joppa, MD 21085
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,440 sqft · built 1970 |
| Lot Size | 0.053 acres (2,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,900 (Aug 2017) |
| Tax Bill | $1,664 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-121901 |
| Primary APN | 01-121901 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Total Area |
| Utility Area | 70 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,300 sqft (0.053 acres) |
| Lot Dimensions | 115 ft deep x 20 ft wide |
| Porch | Slab |
| Porch Area | 60 sqft |
| Patio Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 121901 |
|---|---|
| Street Address | 697 TOWNE CENTER DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4439 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | LOT 13 BLK 18 20X115 697 TOWNE CENTER DRIVE RUMSEY ISLAND P 21/37 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 18 |
| Legal Lot Number | 13 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 301401 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 697 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jul 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Aug 30, 2017 | Special Warranty Deed, Transfer SERVICELINK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2017 · Amount on Record |
| Deed Sale | Aug 30, 2017 · Amount on Record |
| Prior Sale | Aug 1, 2016 · Amount on Record |
| Deed Document Number | 201712491-0346 |
| Deed Book / Page | 12491 / 346 |
| Transfer Doc | 0032380033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 10, 2026 |
| Property Address | 697 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
| Document Number | 1724000313 |
| Book / Page | 17242 / 313 |
| Instrument Date | May 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 697 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
| Document Number | 1724000313, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 17242/313 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2047 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 697 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 697 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
| Document Number | 0155850249 |
|---|---|
| Date | Jul 5, 2022 |
| Book Page | 15585/249 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Feb 1, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Aug 30, 2017 |
| Property Address | 697 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
| Document Number | 0124910346 |
| Book / Page | 12491 / 0346 |
| Map Reference | MB GRG21 FO37 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 12491-0346 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 697 TOWNE CENTER DR, JOPPA, MD 21085-4439 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,167 (+5.7%) | $180,400 (-) Land $46,000 Building $134,400 | |
| 2025 | $1,664.00 (+6.87%) Homeowner's exemption | $161,933 (+9.56%) | $180,400 (+18.14%) Land $46,000 Building $134,400 |
| 2023 | $147,800 | $152,700 Land $46,000 Building $106,700 | |
| 2022 | $1,557.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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