697 Tal Phillips Rd, Commerce, GA 30530 Property Records

Jackson County property record for 697 Tal Phillips Rd, Commerce, GA 30530 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	2 ba · 2,286 sqft · built 1998
Lot Size	8.07 acres (351,529 sqft)
Owner	Individual Name on File
Last Sale	$314,000 (Mar 2006)
Tax Bill	$4,293 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004 025`

Property Details

APN / Parcel Number

Primary APN	`004 025`
Alternative APN	`16666`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,286 sqft Heated Area
1st Floor Area	2,286 sqft
Basement Area	2,286 sqft
Finished Basement	2,286 sqft
Unfinished Basement	2,286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	351,529 sqft (8.07 acres)
Garage Type	Mixed
Garage Area	954 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	514 sqft
Deck Area	60 sqft
Lean-To	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16666
Street Address	697 TAL PHILLIPS RD
City	COMMERCE
State	GA
Zip	30530-5614
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	8.07 ACRES PLAT BOOK 23 PAGE 107
Legal Subdivision	VESTER MASSEY
Jurisdiction	JACKSON GA
Township / Civil Division	NICHOLSON
Census Block Group	5
Census Block	5039
Census Tract	10500

Owner

Source: Jackson County records · APN 004 025

Assessment roll updated February 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	697 TAL PHILLIPS RD, COMMERCE, GA 30530-5614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2006 · Amount on Record
Deed Sale	Mar 17, 2006 · Amount on Record
Prior Sale	Apr 18, 2000 · Amount on Record
Deed Book / Page	43H / 112
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	697 TAL PHILLIPS RD, COMMERCE, GA 30530-5614
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 TAL PHILLIPS RD, COMMERCE, GA 30530-5614

Mortgage

Document Number	00094X0000000212
Date	Mar 24, 2021
Book Page	000000094X/0000000212

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2036

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,293.00 (-17.19%) Homeowner's exemption	$204,572 (-) Land $67,080 Building $137,492	$511,430 (-) Land $167,700 Building $343,730
2024	$5,184.00 (+17.31%) Homeowner's exemption	$204,572 (+9.81%) Land $67,080 Building $137,492	$511,430 (+9.81%) Land $167,700 Building $343,730
2023	$4,419.00 (+25.36%) Homeowner's exemption	$186,292 (+51.39%) Land $67,080 Building $119,212	$465,730 (+51.39%) Land $167,700 Building $298,030
2022	$3,525.00 Homeowner's exemption	$123,052 Land $29,720 Building $93,332	$307,630 Land $74,300 Building $233,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 26% of Georgia
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.