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285 Tal Phillips Rd, Commerce, GA 30530 Property Records

Jackson County property record for 285 Tal Phillips Rd, Commerce, GA 30530 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,512 sqft · built 1979
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$221,000 (Nov 2022)
Tax Bill$2,194 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Nov 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN004 006G

Property Details

APN / Parcel Number

Primary APN004 006G
Alternative APN
  • 16626

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,512 sqft Heated Area
1st Floor Area1,512 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2008
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
PorchSlab
Deck Area80 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number16626
Street Address285 TAL PHILLIPS RD
CityCOMMERCE
StateGA
Zip30530-5610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.00 ACRE PLAT BK 15 PG 197
Legal Block15
JurisdictionJACKSON GA
Township / Civil DivisionNICHOLSON
Census Block Group5
Census Block5039
Census Tract10500

Owner

Source: Jackson County records · APN 004 006G

Assessment roll updated February 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address285 TAL PHILLIPS RD, COMMERCE, GA 30530-5610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE
Nov 10, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE
Feb 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2022 · Amount on Record
Deed SaleNov 15, 2022 · Amount on Record
Prior SaleFeb 02, 2012 · Amount on Record
Deed Document Number20225217
Deed Book / Page104N / 566
Prior Transfer DateDec 08, 2015
Prior Transfer Doc00072G0693
Record UpdatedJun 08, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON GA
Recording DateNov 10, 2022
Property Address285 TAL PHILLIPS RD, COMMERCE, GA 30530-5610
Document Number00104N0566
Book / Page104N / 566
Instrument DateNov 10, 2022
Instrument2022-005217
Transaction TypeTransfer
Record UpdatedApr 02, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 TAL PHILLIPS RD, COMMERCE, GA 30530-5610

Mortgage

Document Number000104N568
DateNov 10, 2022
Instrument104N/568
Lender
NameUNITED WHOLESALE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term350 Months
DueJan 01, 2052

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON GA
Recording DateNov 10, 2022
Property Address285 TAL PHILLIPS RD, COMMERCE, GA 30530-5610
Document Number00104N0566
Book / Page104N / 566
Instrument DateNov 10, 2022
Instrument2022-005217
Transaction TypeTransfer
Record UpdatedNov 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 TAL PHILLIPS RD, COMMERCE, GA 30530-5610

Mortgage

Document Number00104N0000000568
DateNov 15, 2022
Book Page000000104N/0000000568
Lender
NameUNITED WHOLESALE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address285 TAL PHILLIPS RD, COMMERCE, GA 30530-5610
Document Number00083P0492
Instrument DateFeb 11, 2019
Transaction TypeMortgage
Record UpdatedApr 04, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address285 TAL PHILLIPS RD COMMERCE GA 305305610, COMMERCE, GA 30530-5610

Mortgage

Document Number00083P0492
DateFeb 21, 2019
Book Page00083P/000492
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2049

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,194.00 (-1.08%)$86,760 (-) Land $21,840 Building $64,920$216,900 (-) Land $54,600 Building $162,300
2024$2,218.00 (+6.48%)$86,760 (+9.38%) Land $21,840 Building $64,920$216,900 (+9.38%) Land $54,600 Building $162,300
2023$2,083.00 (+189.71%) Homeowner's exemption$79,320 (+198.64%) Land $21,840 Building $57,480$198,300 (+198.64%) Land $54,600 Building $143,700
2022$719.00 Homeowner's exemption$26,560 Land $7,400 Building $19,160$66,400 Land $18,500 Building $47,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131570105005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · above 26% of Georgia
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TruVista CommunicationsFiber5,000 / 5,000
XfinityFiber2,000 / 2,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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