697 Sunset, White Lake, MI 48383 Property Records

Oakland County property record for 697 Sunset, White Lake, MI 48383

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,760 sqft · built 1982
Lot Size	1.12 acres (48,961 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,987 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Y-12-21-301-024`

Property Details

APN / Parcel Number

Primary APN	`Y-12-21-301-024`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,179 sqft
Basement Area	1,163 sqft
Unfinished Basement	1,163 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	48,961 sqft (1.12 acres)
Lot Dimensions	297 ft deep x 164 ft wide
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	430 sqft
Patio Area	430 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	697 SUNSET
City	WHITE LAKE
State	MI
Zip	48383-2866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	T3N, R8E, SEC 21 BRENDEL HEIGHTS PART OF LOT 262 BEG AT SE LOT COR, TH S 89-57-20 W 297 FT, TH N 00-35-00 W 164.80 FT, TH N 89-57-20 E 297 FT, TH S 00-35-00 E 165 FT TO BEG
Legal Range	08E
Legal Township	03N
Legal Section	21
Legal Subdivision	HEIGHTS
Legal Lot Number	262
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	1
Census Block	1014
Census Tract	130500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	697 SUNSET, WHITE LAKE, MI 48383-2866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 14, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK EASTERN MICHIGAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	697 SUNSET, WHITE LAKE, MI 48383-2866
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 SUNSET, WHITE LAKE, MI 48383-2866

Mortgage

Document Number	20260026877
Date	Mar 5, 2026
Book Page	60991/714
Instrument	20260026877

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 23, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	697 SUNSET, WHITE LAKE, MI 48383-2866
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 SUNSET, WHITE LAKE, MI 48383-2866

Mortgage

Document Number	0000470200
Date	Nov 14, 2022
Book Page	58253/636
Instrument	470200

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	697 SUNSET, WHITE LAKE, MI 48383-2866
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021981
Date	Feb 14, 2019
Book Page	52579/00479
Instrument	021981

Lender

Name	FIFTH THIRD BANK EASTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,987.00 (-43.81%) Homeowner's exemption	$160,660 (+9.35%)	$321,320 (+9.35%)
2024	$3,536.00 (+21.1%)
2023		$146,920	$293,840
2021	$2,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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