650 Sunset, White Lake, MI 48383 Property Records

Oakland County property record for 650 Sunset, White Lake, MI 48383

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,200 sqft · built 1978
Lot Size	0.611 acres (26,615 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Sep 2022)
Tax Bill	$4,469 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`Y-12-21-327-015`

Property Details

APN / Parcel Number

Primary APN	`Y-12-21-327-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	26,615 sqft (0.611 acres)
Lot Dimensions	495 ft deep x 50 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	222 sqft
Patio Area	327 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	650 SUNSET
City	WHITE LAKE
State	MI
Zip	48383-2865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	T3N, R8E, SEC 21 BRENDEL HEIGHTS S 35 FT OF LOT 235 & N 15 FT OF LOT 236
Legal Range	08E
Legal Township	03N
Legal Section	21
Legal Subdivision	HEIGHTS
Legal Lot Number	235-236
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	1
Census Block	1008
Census Tract	130500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	650 SUNSET, WHITE LAKE, MI 48383-2865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC
Sep 15, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Apr 24, 2000 · Amount on Record
Deed Document Number	2022444237
Deed Book / Page	58113 / 122
Prior Transfer Date	Mar 31, 2016
Prior Transfer Doc	0000062004
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	650 SUNSET, WHITE LAKE, MI 48383-2865
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3306 TOWNE PARK DR 76, 76, LAKE ORION, MI 48359-1375

Mortgage

Document Number	0000439765
Date	Sep 7, 2022
Book Page	58088/602
Instrument	439765

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 15, 2022
Property Address	650 SUNSET, WHITE LAKE, MI 48383-2865
Document Number	0000444237
Book / Page	58113 / 122
Map Reference	LB 27 PG 21&21A
Instrument Date	Aug 31, 2022
Instrument	444237
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$3,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15073 VALLEY DR, WOLVERINE, MI 49799-9792

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	650 SUNSET, WHITE LAKE, MI 48383-2865

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,469.00 (-38.17%) Homeowner's exemption	$202,850 (+11.26%)	$405,700 (+11.26%)
2024	$7,228.00 (+20.41%)
2023		$182,320	$364,640
2021	$6,003.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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