Cherokee County property record for 697 Summit Ridge Trl, Marble, NC 28905
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 2,589 sqft · built 2024 |
| Lot Size | 1.3 acres (57,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Sep 2020) |
| Tax Bill | $494 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 552400694793000 |
| Primary APN | 552400694793000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,589 sqft Heated Area |
| Upper Floors Area | 624 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 57,064 sqft (1.3 acres) |
| Lot Dimensions | 417 ft deep x 30 ft wide |
| Terrain | Mountain |
| Garage Area | 966 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 52706 |
|---|---|
| Street Address | 697 SUMMIT RIDGE TRL |
| City | MARBLE |
| State | NC |
| Zip | 28905-0940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 SUMMIT RIDGE 1310/175 |
| Legal Lot Number | 2 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | VALLEYTOWN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 930401 |
697 Summit Ridge Trl is owned by two individuals who bought it in September 2020.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 172 LAWN AVE, ST AUGUSTINE, FL 32084-2255 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2020 · Amount on File |
| Deed Sale | Sep 1, 2020 · Amount on File |
| Deed Document Number | 0001310175 |
| Deed Book / Page | 1310 / 0175 |
| Prior Transfer Date | Dec 31, 2007 |
| Prior Transfer Doc | 2007-0009470 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 697 Summit Ridge Trl was $494.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $494.00 | $62,220 | $62,220 Land $37,500 Building $24,720 |
| 2023 | $37,500 | $37,500 Land $37,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 697 Summit Ridge Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 697 Summit Ridge Trl is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
5G (outdoors only) and 4G LTE
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