Cherokee County property record for 641 Summit Ridge Trl, Marble, NC 28905
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,016 sqft · built 2023 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Nov 2022) |
| Tax Bill | $2,348 (2025) |
| Deeds & Mortgages | Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 552400691743000 |
| Primary APN | 552400691743000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Heated Area |
| Upper Floors Area | 656 sqft |
| Basement Area | 1,360 sqft |
| Finished Basement | 1,360 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Combination |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 52,272 sqft (1.2 acres) |
| Lot Dimensions | 434 ft deep x 30 ft wide |
| Terrain | Mountain |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 664 sqft |
| Deck Area | 80 sqft |
| Patio Area | 404 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 54024 |
|---|---|
| Street Address | 641 SUMMIT RIDGE TRL |
| City | MARBLE |
| State | NC |
| Zip | 28905-0940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 SUMMIT RIDGE 1425/819 |
| Legal Lot Number | 4 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | VALLEYTOWN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 930401 |
641 Summit Ridge Trl is owned by an individual who bought it in November 2022.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5713 CROSSWINDS CIR, ST AUGUSTINE, FL 32092-1504 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on File |
| Deed Sale | Nov 15, 2022 · Amount on File |
| Deed Document Number | 7257 |
| Deed Book / Page | 1724 / 1219 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Nov 15, 2022 |
| Property Address | 641 SUMMIT RIDGE TRL, MARBLE, NC 28905-0940 |
| Document Number | 01724/1219 |
| Book / Page | 1724 / 1219 |
| Instrument Date | Nov 2, 2022 |
| Instrument | 7257 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1509 CURETON DR, ROCK HILL, SC 29732-7753 |
| Name | Verified Name |
|---|---|
| Address | 5713 CROSSWINDS CIR, ST AUGUSTINE, FL 32092-1504 |
The 2025 property tax bill for 641 Summit Ridge Trl was $2,348.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,348.00 | $353,740 | $353,740 Land $30,000 Building $323,740 |
| 2023 | $30,000 | $30,000 Land $30,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 641 Summit Ridge Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 641 Summit Ridge Trl is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
5G (outdoors only) and 4G LTE
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