697 Spokane Way, El Cajon, CA 92020 Property Records

San Diego County property record for 697 Spokane Way, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,438 sqft · built 1957
Lot Size0.188 acres (8,200 sqft)
Owner2 Individual Names on File
Last Sale$800,000 (Apr 2024)
Tax Bill$10,821 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN483-371-09-00

Property Details

APN / Parcel Number

Primary APN483-371-09-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,438 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area8,200 sqft (0.188 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address697 SPOKANE WAY
CityEL CAJON
StateCA
Zip92020-3834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 70 TR 003327
Legal SubdivisionJOEY MANOR
Legal Tract003327
Legal Block3
Legal Lot Number70
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3003
Census Tract16301

Owner

Source: San Diego County records · APN 483-371-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address697 SPOKANE WAY, EL CAJON, CA 92020-3834
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2024Grant Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 04, 2018Grant Deed, Transfer · VA Mortgage
MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 08, 2024 · Amount on Record
Deed SaleApr 08, 2024 · Amount on Record
Prior SaleApr 04, 2018 · Amount on Record
Deed Document Number202486440
Prior Transfer DateOct 19, 2011
Prior Transfer Doc0000609876
Record UpdatedSep 20, 2026

April 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 08, 2024
Property Address697 SPOKANE WAY, EL CAJON, CA 92020-3834
Document Number0000086440
Map ReferenceMAP 3327
Instrument DateMar 26, 2024
Instrument2024-0086440
Transaction TypeTransfer
Record UpdatedApr 17, 2024
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address697 SPOKANE WAY, EL CAJON, CA 92020-3834

Mortgage

Document Number0000086441
DateApr 08, 2024
Instrument2024-0086441
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 04, 2018
Property Address697 SPOKANE WAY, EL CAJON, CA 92020-3834
Document Number0000133576
Instrument DateMar 22, 2018
Instrument133576
Transaction TypeTransfer
Record UpdatedApr 10, 2018
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$533.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address697 SPOKANE WAY EL CAJON CA 920203834, EL CAJON, CA 92020-3834

Mortgage

Document Number133577
DateApr 04, 2018
Instrument133577
Lender
NameMORTGAGE SOLUTIONS/CO
TypeMortgage Company
AddressCOLORADO SPRINGS, CO 80918
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 03, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$832,319 (+2%) Land $262,440 Building $569,879
2025$10,821.00 (+56.92%)$816,000 (+53.84%) Land $257,295 Building $558,705
2023$6,896.00 (+2.68%)$530,414 Land $167,247 Building $363,167
2022$6,716.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730163013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: California Internet, T-Mobile USA, Verizon, Wyyerd Group.

Based on FCC filings for 491 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Spokane Way

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