San Diego County property record for 685 Spokane Way, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1957 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Aug 2002) |
| Tax Bill | $5,601 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 483-371-08-00 |
| Primary APN | 483-371-08-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 6,600 sqft (0.152 acres) |
| View / Lot | Good |
| Garage Type | Open |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 685 SPOKANE WAY |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-3834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 69 TR 003327 |
| Legal Subdivision | JOEY MANOR |
| Legal Tract | 003327 |
| Legal Block | 3 |
| Legal Lot Number | 69 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 16301 |
Source: San Diego County records · APN 483-371-08-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 685 SPOKANE WAY, EL CAJON, CA 92020-3834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 07, 2017 | Deed of Trust, Mortgage · FHA Mortgage IDEAL HOME LOANS LLC IDEAL HOME LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 27, 2002 · Amount on Record |
| Deed Sale | Aug 27, 2002 · Amount on Record |
| Prior Sale | Mar 25, 1998 · Amount on Record |
| Deed Document Number | 2002726536 |
| Prior Transfer Date | Apr 15, 2002 |
| Prior Transfer Doc | 0000338496 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 685 SPOKANE WAY, EL CAJON, CA 92020-3834 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2021 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 685 SPOKANE WAY, EL CAJON, CA 92020-3834 |
| Document Number | 0000537736 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021-0537736 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 685 SPOKANE WAY, EL CAJON, CA 92020-3834 |
| Document Number | 0000067652 |
| Instrument Date | Feb 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 685 SPOKANE WAY EL CAJON CA 920203834, EL CAJON, CA 92020-3834 |
| Document Number | 0000067652 |
|---|---|
| Date | Feb 09, 2017 |
| Instrument | 67652 |
| Name | IDEAL HOME LOANS LLC IDEAL HOME LOANS LLC |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80237 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 08, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $398,409 (+2%) Land $199,426 Building $198,983 | |
| 2025 | $5,601.00 (+2.79%) Homeowner's exemption | $390,598 (+4.04%) Land $195,516 Building $195,082 |
| 2023 | $5,449.00 (+5.46%) Homeowner's exemption | $375,432 Land $187,925 Building $187,507 |
| 2022 | $5,167.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730163013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, T-Mobile USA, Verizon, Wyyerd Group.
Based on FCC filings for 491 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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