Santa Cruz County property record for 697 Saint Andrews Dr, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,191 sqft · built 1976 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,225,000 (Apr 2022) |
| Tax Bill | $26,655 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Apr 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-021-22 |
| Primary APN | 053-021-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,191 sqft Living Area |
| Gross Area | 2,671 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 9,060 sqft (0.208 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 434 sqft |
| Patio Area | 434 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 697 SAINT ANDREWS DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | TR 587 |
| Legal Subdivision | COUNTRY CLUB PARK |
| Legal Tract | 587 |
| Legal Lot Number | 380 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 122203 |
Source: Santa Cruz County records · APN 053-021-22
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 697 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2023 | Intrafamily Transfer, Transfer |
| Apr 27, 2022 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Mar 29, 2018 | Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Mar 13, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Aug 01, 2017 | Affidavit of Death, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on Record |
| Deed Sale | Apr 27, 2022 · Amount on Record |
| Prior Sale | Mar 29, 2018 · Amount on Record |
| Deed Document Number | 202213391 |
| Last Transfer Date | Jan 26, 2023 |
| Transfer Doc | 0000002347 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 10, 2023 |
| Property Address | 697 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Number | 0000002347 |
| Map Reference | MB 59 PG 3 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 2023-0002347 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 697 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 27, 2022 |
| Property Address | 697 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Number | 0000013391 |
| Map Reference | MB 59 PG 3 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022-0013391 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,447.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 697 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Number | 0000013392 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022-0013392 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | May 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.62% |
| Index | Other |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 697 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 697 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Number | 0000011706 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021-0011706 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2046 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 29, 2018 |
| Property Address | 697 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Number | 0000009368 |
| Map Reference | MB 59 PG 3 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 2018-0009368 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 697 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Number | 0000009369 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 2018-0009369 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 13, 2018 |
| Property Address | 697 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Number | 0000007533 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 7533 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 697 SAINT ANDREWS DR APTOS CA 950035424, APTOS, CA 95003-5424 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 01, 2017 |
| Property Address | 697 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Number | 0000025315 |
| Instrument Date | Jul 03, 2017 |
| Instrument | 25315 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 697 SAINT ANDREWS DR APTOS CA 950035424, APTOS, CA 95003-5424 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,700,000 (-23.25%) Land $1,275,000 Building $425,000 | ||
| 2025 | $26,655.00 (+2.91%) | $2,215,000 (-2.4%) Land $1,661,250 Building $553,750 | |
| 2023 | $25,901.00 (+93.2%) | $2,269,500 Land $1,702,125 Building $567,375 | $1,959,660 |
| 2022 | $13,406.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC., Surfnet Communications.
Based on FCC filings for 519 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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