Santa Cruz County property record for 655 Saint Andrews Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,636 sqft · built 1980 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $900,000 (Aug 2004) |
| Tax Bill | $15,718 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-021-26 |
| Primary APN | 053-021-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,636 sqft Living Area |
| Gross Area | 3,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 9,453 sqft (0.217 acres) |
| Garage Type | Attached |
| Garage Area | 708 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 430 sqft |
| Patio Area | 430 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 655 SAINT ANDREWS DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-5424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 587 |
| Legal Subdivision | COUNTRY CLB PARK UN 16 TR 587 |
| Legal Tract | 587 |
| Legal Lot Number | 384 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 122203 |
Source: Santa Cruz County records · APN 053-021-26
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 655 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Mar 12, 2021 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE INS CO |
| Mar 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Nov 12, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Nov 12, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Oct 16, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2004 · Amount on Record |
| Deed Sale | Aug 02, 2004 · Amount on Record |
| Deed Document Number | 200455717 |
| Last Transfer Date | Jan 22, 2021 |
| Transfer Doc | 0000015001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 12, 2021 |
| Property Address | 655 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Number | 0000015001 |
| Map Reference | MB 59 PG 3 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021-0015001 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 655 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 12, 2021 |
| Property Address | 655 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Number | 0000014999 |
| Map Reference | MB 59 PG 3 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021-0014999 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 655 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Number | 0000015000 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021-0015000 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 12, 2020 |
| Property Address | 655 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Number | 0000047449 |
| Map Reference | MB 59 PG 3 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 2020-0047449 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 655 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Number | 0000047450 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020-0047450 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Aug 01, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 12, 2020 |
| Property Address | 655 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Number | 0000047451 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 47451 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 655 SAINT ANDREWS DR APTOS CA 950035424, APTOS, CA 95003-5424 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 16, 2019 |
| Property Address | 655 SAINT ANDREWS DR, APTOS, CA 95003-5424 |
| Document Number | 0000031842 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 31842 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 655 SAINT ANDREWS DR APTOS CA 950035424, APTOS, CA 95003-5424 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,279,619 (+2%) Land $767,771 Building $511,848 | ||
| 2025 | $15,718.00 (+9.82%) Homeowner's exemption | $1,254,527 (+4.04%) Land $752,716 Building $501,811 | |
| 2023 | $14,313.00 (+2.1%) Homeowner's exemption | $1,205,813 Land $723,488 Building $482,325 | $1,577,520 |
| 2022 | $14,018.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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