Franklin County property record for 697 S Spring Rd, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,259 sqft · built 1974 |
| Lot Size | 0.297 acres (12,943 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Apr 2019) |
| Tax Bill | $4,913 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-004604 |
| Primary APN | 080-004604 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,259 sqft Living Area |
| 1st Floor Area | 1,267 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 12,943 sqft (0.297 acres) |
| Lot Dimensions | 124 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 697 S SPRING RD |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-3603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING ROAD HERBERT C HUBER PLAT 49 SEC 9 LOT 2392 |
| Legal Subdivision | HERBERT C HUBER PLAT 49 SEC 9 |
| Legal Lot Number | 2392 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | WESTERVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 7101 |
697 S Spring Rd is owned and occupied by an individual who bought it in April 2019.
Source: Franklin County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 697 S SPRING RD, WESTERVILLE, OH 43081-3603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 19, 2019 | Survivorship Deed, Transfer · FHA Mortgage UNITED SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2019 · Amount on File |
| Deed Sale | Apr 19, 2019 · Amount on File |
| Prior Sale | Dec 13, 2018 |
| Deed Document Number | 7078 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 697 S SPRING RD, WESTERVILLE, OH 43081-3603 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000195611 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 202110270195611 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Jun 1, 2049 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Apr 19, 2019 |
| Property Address | 697 S SPRING RD, WESTERVILLE, OH 43081-3603 |
| Document Number | 0000045243 |
| Map Reference | MB 43 PG 123 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 201904190045243 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Title Company | TALON TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8534 E KEMPER RD, CINCINNATI, OH 45249-3701 |
| Mail Care Of | UNION SAVINGS BANK |
| Document Number | 0000045244 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 201904190045244 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Westerville City |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,913.00 (+2.16%) Homeowner's exemption | $86,460 (-) Land $25,380 Building $61,080 | |
| 2023 | $4,809.00 (+16.27%) Homeowner's exemption | $86,460 (+52.3%) Land $25,380 Building $61,080 | $247,000 Land $72,500 Building $174,500 |
| 2022 | $4,136.00 Homeowner's exemption | $56,770 Land $15,750 Building $41,020 | |
| 2020 | $162,200 Land $45,000 Building $117,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 697 S Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 697 S Spring Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures