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646 S Spring Rd, Westerville, OH 43081 Property Records

Franklin County property record for 646 S Spring Rd, Westerville, OH 43081

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,168 sqft · built 1973
Lot Size0.258 acres (11,252 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Aug 2019)
Tax Bill$4,887 (2024)
Deeds & MortgagesAug 2019 Sale & Mortgage
Sep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN080-004628

Property Details

APN / Parcel Number

Primary APN080-004628

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,168 sqft Living Area
1st Floor Area1,172 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleRanch
Exterior MaterialBrick
Lot Area11,252 sqft (0.258 acres)
Lot Dimensions125 ft deep x 92 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address646 S SPRING RD
CityWESTERVILLE
StateOH
Zip43081-3151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING ROAD HERBERT C HUBER PLAT 49 SEC 9 LOT 2416
Legal SubdivisionHERBERT C HUBER PLAT 49 SEC 9
Legal Lot Number2416
JurisdictionFRANKLIN OH
Township / Civil DivisionWESTERVILLE
Census Block Group5
Census Block5002
Census Tract7193

Owner

646 S Spring Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Franklin County records, as of February 2, 2026

Owner of Record2 Individual Names on File
Mailing Address646 S SPRING RD, WESTERVILLE, OH 43081-3151
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2019Grant Deed, Transfer · Conventional with PMI
USAA
Sep 18, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2019 · Amount on File
Deed SaleAug 23, 2019 · Amount on File
Prior SaleSep 18, 2017
Deed Document Number18650
Record UpdatedJun 8, 2026

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRANKLIN OH
Recording DateAug 23, 2019
Property Address646 S SPRING RD, WESTERVILLE, OH 43081-3151
Document Number0000108463
Instrument DateAug 22, 2019
Instrument108463
Transaction TypeTransfer
Record UpdatedAug 30, 2019
Title CompanyDELAWARE TITLE AGENCY INC, DELAWARE TITLE AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 S SPRING RD WESTERVILLE OH 430813151, WESTERVILLE, OH 43081-3151

Mortgage

Document Number108464
DateAug 23, 2019
Instrument108464
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 22, 2049

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN OH
Recording DateSep 18, 2017
Property Address646 S SPRING RD, WESTERVILLE, OH 43081-3151
Document Number0000129939
Instrument DateAug 30, 2017
Instrument129939
Transaction TypeTransfer
Record UpdatedMar 9, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 S SPRING RD WESTERVILLE OH 430813151, WESTERVILLE, OH 43081-3151

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

TypeName
StateOhio
CountyFranklin County
MunicipalityWesterville City
Unified School DistrictWesterville City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,887.00 (+2.17%) Homeowner's exemption$86,000 (-) Land $33,320 Building $52,680
2023$4,783.00 (+34.02%) Homeowner's exemption$86,000 (+75.51%) Land $33,320 Building $52,680$245,700 Land $95,200 Building $150,500
2022$3,569.00 Homeowner's exemption$49,000 Land $21,350 Building $27,650
2020$140,000 Land $61,000 Building $79,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 646 S Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 646 S Spring Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERVILLE CITY PWS
serves 39,000 people · EPA ID OH2503411
Water SourceSurface water
Last State InspectionApr 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Breezeline
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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