697 S Pine St, Fruita, CO 81521 Property Records

Mesa County property record for 697 S Pine St, Fruita, CO 81521

Property Summary

Property TypeCommercial
Details3,881 sqft · built 2003
Lot Size0.84 acres (36,590 sqft)
Owner2 Company Names on Record
Last Sale$1,822,500 (Dec 2022)
Tax Bill$17,030 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Mar 2025 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN2697-201-27-002

Property Details

APN / Parcel Number

Primary APN2697-201-27-002
Alternative APN
  • R013419

Interior

Units2 Units
Stories1 Story
Building Area3,881 sqft Gross Area
1st Floor Area3,881 sqft
FlooringConcrete/Cement
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeShed Roof
Roof MaterialMetal
Lot Area36,590 sqft (0.84 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR013419
Street Address697 S PINE ST
CityFRUITA
StateCO
Zip81521-3124
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeGC
Legal DescriptionLOT 2 FRUITA VENTURES SEC 20 1N 2W - 0.84AC
Legal Range002
Legal Township01N
Legal Section20
Legal SubdivisionFRUITA VENTURES
Legal Block27
Legal Lot Number2
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group4
Census Block4039
Census Tract1504

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address697 S PINE ST, FRUITA, CO 81521-3124
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2023Deed of Trust, Mortgage · Line of Credit
GRAND VALLEY BANK
Mar 13, 2025Deed of Trust, Mortgage · Line of Credit
GRAND VALLEY BANK
Dec 16, 2022Special Warranty Deed, Transfer · Commercial Mortgage
GRAND VALLEY BANK
Oct 10, 2019Loan Modification, Mortgage
NOT AVAILABLE
Jan 4, 2019Special Warranty Deed, Transfer · Commercial Mortgage
TIMBERLINE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2022 · Amount on Record
Deed SaleDec 16, 2022 · Amount on Record
Prior SaleJan 4, 2019 · Amount on Record
Deed Document Number20223051774
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address697 S PINE ST, FRUITA, CO 81521-3124
Transaction TypeMortgage
Record UpdatedMar 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 GRAND AVE, DELTA, CO 81416-2047

Mortgage

Document Number0003055309
DateFeb 2, 2023
Instrument3055309
Lender
NameGRAND VALLEY BANK
TypeBank
AddressGRAND JUNCTION, CO 81501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 1, 2033

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address697 S PINE ST, FRUITA, CO 81521-3124
Transaction TypeMortgage
Record UpdatedMar 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003119708
DateMar 13, 2025
Instrument3119708
Lender
NameGRAND VALLEY BANK
TypeBank
AddressGRAND JUNCTION, CO 81501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term11 Months
DueFeb 19, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMESA CO
Recording DateDec 16, 2022
Property Address697 S PINE ST, FRUITA, CO 81521-3124
Document Number0003051774
Instrument DateDec 15, 2022
Instrument3051774
Transaction TypeTransfer
Record UpdatedMar 3, 2026
Title CompanyHERITAGE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$182.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address697 S PINE ST, FRUITA, CO 81521-3124

Mortgage

Document Number0003051776
DateDec 16, 2022
Instrument3051776
Lender
NameGRAND VALLEY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueDec 15, 2047

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMESA CO
Property Address697 S PINE ST, FRUITA, CO 81521-3124
Document Number0002899129
Instrument DateOct 10, 2019
Transaction TypeMortgage
Record UpdatedOct 31, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address347 REDLANDS MESA DR GRAND JUNCTION CO 815072475, GRAND JUNCTION, CO 81507-2475

January 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMESA CO
Recording DateJan 4, 2019
Property Address697 S PINE ST, FRUITA, CO 81521-3124
Document Number0002866151
Instrument DateJan 4, 2019
Instrument2866151
Transaction TypeTransfer
Record UpdatedJul 26, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$105.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 REDLANDS MESA DR, GRAND JUNCTION, CO 81507-2475

Mortgage

Document Number0002866152
DateJan 4, 2019
Instrument2866152
Lender
NameTIMBERLINE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,030.00 (+3.02%)$218,570 (+8.43%) Land $69,350 Building $149,220$809,530 (+12.05%) Land $256,860 Building $552,670
2024$16,530.00 (+0.54%)$201,580 (-) Land $62,480 Building $139,100
2023$16,442.00 (+44.9%)$201,580 (+47.3%) Land $62,480 Building $139,100$722,480 (+53.1%) Land $223,930 Building $498,550
2022$11,347.00$136,850 Land $57,300 Building $79,550
2021$471,900 Land $197,590 Building $274,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WCD
serves 92,580 people · EPA ID CO0139791
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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