402 S Pine St, Fruita, CO 81521 Property Records

Mesa County property record for 402 S Pine St, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,350 sqft · built 1922
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jun 2021)
Tax Bill	$2,054 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2697-163-22-001`

Property Details

APN / Parcel Number

Primary APN	`2697-163-22-001`
Alternative APNs	`269716300076` `R011238`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Detached
Garage Area	504 sqft
Porch	Open/Unfinished Porch
Porch Area	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R011238
Street Address	402 S PINE ST
City	FRUITA
State	CO
Zip	81521-3152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 DOUBLE Z SUBDIVISION SEC 16 1N 2W - 0.36AC
Legal Range	002
Legal Township	01N
Legal Section	16
Legal Subdivision	DOUBLE Z SUBDIVISION
Legal Block	22
Legal Lot Number	1
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	2
Census Block	2022
Census Tract	1504

Owner

402 S Pine St is owned and occupied by an individual who bought it in June 2021.

Source: Mesa County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	402 S PINE ST, FRUITA, CO 81521-3152
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 17, 2019	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Dec 17, 2019 · Amount on File
Deed Document Number	20212988216
Prior Transfer Date	Mar 11, 2014
Prior Transfer Doc	0002685081
Record Updated	Oct 29, 2026

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jun 29, 2021
Property Address	402 S PINE ST, FRUITA, CO 81521-3152
Document Number	0002988216
Instrument Date	Jun 28, 2021
Instrument	2988216
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 S PINE ST, FRUITA, CO 81521-3152

Mortgage

Document Number	0002988217
Date	Jun 29, 2021
Instrument	2988217

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	402 S PINE ST, FRUITA, CO 81521-3152
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002968048
Date	Feb 25, 2021
Instrument	2968048

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Dec 17, 2019
Property Address	402 S PINE ST, FRUITA, CO 81521-3152
Document Number	0002906624
Instrument Date	Dec 16, 2019
Instrument	2906624
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 S PINE ST, 402, FRUITA, CO 81521-3152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 S PINE ST, FRUITA, CO 81521-3152

Mortgage

Document Number	0002906625
Date	Dec 17, 2019
Instrument	2906625

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	0002906626
Date	Dec 17, 2019
Instrument	2906626

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 402 S Pine St was $2,054, up 21.1% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,054.00 (+21.11%)	$24,660 (+19.19%) Land $9,380 Building $15,280	$394,550 Land $150,000 Building $244,550
2024	$1,696.00 (+0.53%)	$20,690 (-) Land $8,530 Building $12,160
2023	$1,687.00 (+3.82%)	$20,690 (+5.56%) Land $8,530 Building $12,160	$308,840 Land $127,330 Building $181,510
2022	$1,625.00	$19,600 Land $5,210 Building $14,390
2021			$282,020 Land $75,000 Building $207,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 S Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 S Pine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on S Pine St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures