697 River St, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 697 River St, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,216 sqft · built 1946
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$16,000 (Oct 2009)
Tax Bill	$1,257 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-19-280-010`

Property Details

APN / Parcel Number

Primary APN	`07-19-280-010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	788 sqft
Basement Area	788 sqft
Unfinished Basement	788 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	201 ft deep x 63.5 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	697 RIVER ST
City	KALAMAZOO
State	MI
Zip	49048-3585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 19-2-10 COM AT INT OF CTR LI RIVER ST WI E&W1/4 LI SEC 19 TH N 22DEG 21MIN E ALG CTR LI SD ST 366.25 FT FOR POB & CONT N
Legal Range	10
Legal Township	02
Legal Section	19
Jurisdiction	KALAMAZOO MI
Township / Civil Division	COMSTOCK
Census Block Group	2
Census Block	2019
Census Tract	2201

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	697 RIVER ST, KALAMAZOO, MI 49048-3585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2018	Deed of Trust, Mortgage · Line of Credit CONSUMERS CU
Mar 20, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2009 · Amount on Record
Deed Sale	Oct 27, 2009 · Amount on Record
Prior Sale	Jul 15, 2008 · Amount on Record
Deed Document Number	200936768
Prior Transfer Date	Jul 3, 2008
Prior Transfer Doc	2008023627
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	697 RIVER ST, KALAMAZOO, MI 49048-3585
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018018449
Date	Jun 7, 2018
Instrument	2018-018449

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jun 1, 2025

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Mar 20, 2018
Property Address	697 RIVER ST, KALAMAZOO, MI 49048-3585
Document Number	2018008006
Instrument Date	Mar 14, 2018
Instrument	2018-008006
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1746 WALLACE AVE, 1746, GREEN MOUNTAIN, IA 50632-8519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 RIVER ST, KALAMAZOO, MI 49048-3585

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Comstock Charter Township
Unified School District	Comstock Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,800 (+5.29%)	$99,600 (+5.29%)
2025	$1,257.00 (+20.87%) Homeowner's exemption	$47,300 (+20.05%)	$94,600 (+20.05%)
2023		$39,400	$78,800
2021	$1,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1989–2008)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

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