684 River St, Kalamazoo, MI 49048 Property Records

Kalamazoo County property record for 684 River St, Kalamazoo, MI 49048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 796 sqft · built 1939
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$114,500 (Dec 2021)
Tax Bill	$964 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-19-278-130`

Property Details

APN / Parcel Number

Primary APN	`07-19-278-130`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	796 sqft Living Area
1st Floor Area	796 sqft
Basement Area	796 sqft
Unfinished Basement	796 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	44 ft deep x 66 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	684 RIVER ST
City	KALAMAZOO
State	MI
Zip	49048-3583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Description	SEC 19-2-10 COM AT INT OF E&W1/4 LI SEC 19 WI CTR LI COMSTOCK RD TH N 22DEG 35MIN E ALG CTR LI SD RD 396 FT FOR POB SD POB
Legal Range	10
Legal Township	02
Legal Section	19
Jurisdiction	KALAMAZOO MI
Township / Civil Division	COMSTOCK
Census Block Group	3
Census Block	3006
Census Tract	2201

Owner

Source: Kalamazoo County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	684 RIVER ST, KALAMAZOO, MI 49048-3583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORS BANK
Dec 7, 2021	Warranty Deed, Transfer ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC
Jun 16, 2021	Warranty Deed, Transfer NATIONS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	202148272
Prior Transfer Date	Oct 31, 2013
Prior Transfer Doc	2014000394
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	684 RIVER ST, KALAMAZOO, MI 49048-3583
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 E READ ST, MARCELLUS, MI 49067-9754

Mortgage

Document Number	2021046953
Date	Nov 24, 2021
Instrument	2021-046953

Lender

Name	NEIGHBORS BANK
Type	Bank
Address	COLUMBIA, MO 65202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Dec 7, 2021
Property Address	684 RIVER ST, KALAMAZOO, MI 49048-3583
Document Number	2021048272
Instrument Date	Nov 8, 2021
Instrument	2021-048272
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$858.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9040 FIELD RD, 9040, CLAY, MI 48001-4401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 RIVER ST, KALAMAZOO, MI 49048-3583

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 16, 2021
Property Address	684 RIVER ST, KALAMAZOO, MI 49048-3583
Document Number	2021024472
Instrument Date	May 28, 2021
Instrument	2021-024472
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	NATIONS TITLE

Transaction

Amount	Amount Recorded
Tax	$516.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6044 PLAINFIELD AVE, 6044, KALAMAZOO, MI 49048-4807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9040 FIELD RD, CLAY, MI 48001-4401

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Comstock Charter Township
Unified School District	Comstock Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,000 (+2.82%)	$102,000 (+2.82%)
2025	$964.00 (-38.17%) Homeowner's exemption	$49,600 (+20.1%)	$99,200 (+20.1%)
2023		$41,300	$82,600
2021	$1,559.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1985–2018)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Xfinity.

Nearby Properties on River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures