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697 Raymond St, El Cajon, CA 92020 Property Records

San Diego County property record for 697 Raymond St, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1959
Lot Size0.142 acres (6,200 sqft)
OwnerIndividual Name on Record
Last Sale$600,000 (Jul 2022)
Tax Bill$8,599 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APN493-202-10-00

Property Details

APN / Parcel Number

Primary APN493-202-10-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,232 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area6,200 sqft (0.142 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address697 RAYMOND ST
CityEL CAJON
StateCA
Zip92020-6435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 30 TR 003752
Legal SubdivisionALLENWOOD
Legal Tract003752
Legal Block1
Legal Lot Number30
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1003
Census Tract15301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address697 RAYMOND ST, EL CAJON, CA 92020-6435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 1, 2022Grant Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2022 · Amount on Record
Deed SaleJul 1, 2022 · Amount on Record
Deed Document Number2022271009
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address697 RAYMOND ST, EL CAJON, CA 92020-6435
Transaction TypeMortgage
Record UpdatedMar 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address697 RAYMOND ST, EL CAJON, CA 92020-6435

Mortgage

Document Number0000046180
DateFeb 23, 2023
Instrument2023-0046180
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 1, 2022
Property Address697 RAYMOND ST, EL CAJON, CA 92020-6435
Document Number0000271009
Map ReferenceMAP 3752
Instrument DateJun 21, 2022
Instrument2022-0271009
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address697 RAYMOND ST, EL CAJON, CA 92020-6435

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$700,396 (+2%) Land $498,767 Building $201,629
2025$8,599.00 (+9.24%) Homeowner's exemption$686,664 (+10.04%) Land $488,988 Building $197,676
2023$7,872.00 (+651.15%) Homeowner's exemption$624,000 Land $444,000 Building $180,000
2022$1,048.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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