638 Raymond St, El Cajon, CA 92020 Property Records

San Diego County property record for 638 Raymond St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1959
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Trust Names on File
Last Sale	$90,500 (Sep 1984)
Tax Bill	$2,651 (2025)
Deeds & Mortgages	Oct 2023 Transfer Oct 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`493-201-06-00`

Property Details

APN / Parcel Number

Primary APN	`493-201-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,100 sqft (0.14 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	638 RAYMOND ST
City	EL CAJON
State	CA
Zip	92020-6436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 64 TR 003752
Legal Subdivision	ALLENWOOD
Legal Tract	003752
Legal Block	1
Legal Lot Number	64
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	15301

Owner

638 Raymond St is owner-occupied and held in a trust since October 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9625 MISSION GORGE RD, SANTEE, CA 92071-3804
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Intrafamily Transfer, Transfer
Oct 16, 2023	Intrafamily Transfer, Transfer
Mar 19, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
May 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 30, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 1984 · Amount on File
Deed Sale	Sep 13, 1984 · Amount on File
Deed Document Number	1984348167
Last Transfer Date	Oct 2, 2023
Transfer Doc	0000280587
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2023
Property Address	638 RAYMOND ST, EL CAJON, CA 92020-6436
Document Number	0000280588
Map Reference	MAP 3752
Instrument Date	Oct 2, 2023
Instrument	2023-0280588
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9625 MISSION GORGE RD # B2-410, B2, SANTEE, CA 92071-3804

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2023
Property Address	638 RAYMOND ST, EL CAJON, CA 92020-6436
Document Number	0000280587
Map Reference	MAP 3752
Instrument Date	Oct 2, 2023
Instrument	2023-0280587
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9625 MISSION GORGE RD # B2-410, B2, SANTEE, CA 92071-3804

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	638 RAYMOND ST, EL CAJON, CA 92020-6436
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096269
Date	Mar 19, 2019
Instrument	2019-0096269

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 31, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2019
Property Address	638 RAYMOND ST, EL CAJON, CA 92020-6436
Document Number	0000188475
Instrument Date	Feb 25, 2019
Instrument	188475
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9625 MISSION GORGE RD #B2-410 SANTEE CA 920713804, B2-410, SANTEE, CA 92071-3804

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 25, 2019
Property Address	638 RAYMOND ST, EL CAJON, CA 92020-6436
Document Number	0000066850
Instrument Date	Feb 25, 2019
Instrument	66850
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9625 MISSION GORGE RD #B2-410 SANTEE CA 920713804, B2-410, SANTEE, CA 92071-3804

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 25, 2019
Property Address	638 RAYMOND ST, EL CAJON, CA 92020-6436
Document Number	0000066851
Instrument Date	Feb 22, 2019
Instrument	66851
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9625 MISSION GORGE RD #B2-410 SANTEE CA 920713804, B2-410, SANTEE, CA 92071-3804

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2018
Property Address	638 RAYMOND ST, EL CAJON, CA 92020-6436
Document Number	0000496113
Instrument Date	Nov 30, 2018
Instrument	496113
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	638 RAYMOND ST EL CAJON CA 920206436, EL CAJON, CA 92020-6436

Tax Assessment & Valuation

The 2025 property tax bill for 638 Raymond St was $2,651 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$187,451 (+2%) Land $77,182 Building $110,269
2025	$2,651.00 Homeowner's exemption	$183,776 Land $75,669 Building $108,107
2023	$2,649.00 (+3.68%)	$176,642 Land $72,732 Building $103,910
2022	$2,555.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 638 Raymond St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 638 Raymond St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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