697 Morphy Ave, Fairhope, AL 36532 Property Records

Baldwin County property record for 697 Morphy Ave, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1967
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Sep 2022)
Tax Bill	$1,594 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-04-17-4-000-059.558`

Property Details

APN / Parcel Number

Primary APN	`46-04-17-4-000-059.558`
Alternative APNs	`516009` `186674` `14337`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Heated Area
1st Floor Area	1,120 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2022
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	151 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	516009
Street Address	697 MORPHY AVE
City	FAIRHOPE
State	AL
Zip	36532-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 7 GOLF COURSE SUB SLIDE 429-A (WBOS/SURV) LEASE IN#2022883
Legal Subdivision	GOLF COURSE SUBD
Legal Block	7
Legal Lot Number	4
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	3
Census Block	3007
Census Tract	11202

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	697 MORPHY AVE, FAIRHOPE, AL 36532-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Sep 12, 2022	Lease, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Sep 12, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Sep 6, 2016 · Amount on Record
Deed Document Number	2022881
Prior Transfer Date	Aug 2, 2016
Prior Transfer Doc	0001591312
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	697 MORPHY AVE, FAIRHOPE, AL 36532-1809
Transaction Type	Mortgage
Record Updated	Nov 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002034827
Date	Nov 21, 2022
Instrument	2034827

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FLOWOOD, MS 39232

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Sep 1, 2037

September 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	BALDWIN AL
Recording Date	Sep 12, 2022
Property Address	697 MORPHY AVE, FAIRHOPE, AL 36532-1809
Document Number	0002022883
Map Reference	MB 5 PG 207
Instrument Date	Aug 30, 2022
Instrument	2022883
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	697 MORPHY AVE, FAIRHOPE, AL 36532-1809

Mortgage

Document Number	0002022882
Date	Sep 12, 2022
Instrument	2022882

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2037

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 12, 2022
Property Address	697 MORPHY AVE, FAIRHOPE, AL 36532-1809
Document Number	0002022881
Map Reference	MB 5 PG 207
Instrument Date	Aug 25, 2022
Instrument	2022881
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6525 WATERFRONT DR, TUSCALOOSA, AL 35406-3267

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	697 MORPHY AVE, FAIRHOPE, AL 36532-1809

Mortgage

Document Number	0002034827
Date	Sep 12, 2022
Instrument	2034827

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,594.00 (+9.1%)	$35,640 (+8.79%) Land $23,280 Building $12,360	$372,200 (+13.61%) Land $243,100 Building $129,100
2023	$1,461.00 (-42.48%)	$32,760 (-40.67%)	$327,600 (+18.65%) Land $221,800 Building $105,800
2022	$2,540.00 (+8.83%)	$55,220	$276,100 Land $189,600 Building $86,500
2021	$2,334.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 units insured incl. 4 condo units
Nearby Flood Claims	9 (1979–2016)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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