655 Morphy Ave, Fairhope, AL 36532 Property Records

Baldwin County property record for 655 Morphy Ave, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,448 sqft · built 1895
Lot Size	0.546 acres (23,775 sqft)
Owner	Individual Name on Record
Last Sale	$364,000 (Aug 2019)
Tax Bill	$2,499 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-04-17-4-000-059.589`

Property Details

APN / Parcel Number

Primary APN	`46-04-17-4-000-059.589`
Alternative APNs	`285263` `360467`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,448 sqft Heated Area
1st Floor Area	1,920 sqft
Upper Floors Area	1,056 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,775 sqft (0.546 acres)
Lot Dimensions	158 ft deep x 150 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	360467
Street Address	655 MORPHY AVE
City	FAIRHOPE
State	AL
Zip	36532-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	150' X 158.5' LOT 3 BLK 8-S GOLF COURSE SUB MB5 P207 FST CITY OF FAIRHOPE SEC 17-6S-2E (WBOS/SURVIVORSHIP) LEASE IN#1779508
Legal Subdivision	GOLF COURSE SUBD
Legal Block	8
Legal Lot Number	3
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	3
Census Block	3007
Census Tract	11202

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 MORPHY AVE, FAIRHOPE, AL 36532-1809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	20191779509
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 22, 2019
Property Address	655 MORPHY AVE, FAIRHOPE, AL 36532-1809
Document Number	0001779509
Instrument Date	Aug 9, 2019
Instrument	1779509
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	655 MORPHY AVE FAIRHOPE AL 365321809, FAIRHOPE, AL 36532-1809

Mortgage

Document Number	1779510
Date	Aug 22, 2019
Instrument	1779510

Lender

Name	HAMILTON MTG CORP
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,499.00 (+11.71%)	$54,340 (+11.72%) Land $28,000 Building $26,340	$616,400 (+26.75%) Land $317,700 Building $298,700
2023	$2,237.00 (+15.01%)	$48,640 (+14.99%)	$486,300 (+14.99%) Land $289,800 Building $196,500
2022	$1,945.00 (+7.94%)	$42,300	$422,900 Land $248,400 Building $174,500
2021	$1,802.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 units insured incl. 4 condo units
Nearby Flood Claims	9 (1979–2016)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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