Lincoln Town property record for 697 Lower River Rd, Lincoln, RI 02865
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,912 sqft · built 1977 |
| Lot Size | 1 acres (43,778 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $367,500 (May 2007) |
| Tax Bill | $7,934 (2025) |
| Deeds & Mortgages | Jan 2024 Refinance May 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-27060-35 |
| Primary APN | 8-27060-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,912 sqft Living Area |
| Gross Area | 3,316 sqft |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,778 sqft (1 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 8-27060-35 |
|---|---|
| Street Address | 697 LOWER RIVER RD |
| City | LINCOLN |
| State | RI |
| Zip | 02865-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA40 |
| Legal Lot Number | 184.0 |
| Jurisdiction | LINCOLN RI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Lime Kilns listed 1984 · 3 contributing resources · NRIS 84002015 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lincoln Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 697 LOWER RIVER RD, LINCOLN, RI 02865-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BLACKSTONE RIVER FCU |
| May 26, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance NORCOM MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2007 · Amount on Record |
| Deed Sale | May 9, 2007 · Amount on Record |
| Prior Sale | Jul 29, 2005 · Amount on Record |
| Deed Book / Page | 1451 / 2 |
| Last Transfer Date | May 20, 2020 |
| Transfer Doc | 2243-220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 697 LOWER RIVER RD, LINCOLN, RI 02865-1213 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002517-360 |
|---|---|
| Date | Jan 8, 2024 |
| Book Page | 2517/360 |
| Instrument | 2024003483 |
| Name | BLACKSTONE RIVER FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | May 26, 2020 |
| Property Address | 697 LOWER RIVER RD, LINCOLN, RI 02865-1213 |
| Document Number | 2243-220 |
| Book / Page | 2243 / 220 |
| Instrument Date | May 20, 2020 |
| Instrument | 1833 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 697 LOWER RIVER RD, LINCOLN, RI 02865-1213 |
| Document Number | 2243-221 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 2243/221 |
| Instrument | 1834 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Lincoln Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Lincoln Town |
| Unified School District | Lincoln School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,934.00 (+12.7%) | $586,800 (+37.46%) Land $219,400 Building $367,400 | $704,759 |
| 2023 | $7,040.00 | $426,900 Land $166,500 Building $260,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 15 (1979–2023) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
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