Lincoln Town property record for 693 Lower River Rd, Lincoln, RI 02865
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,550 sqft · built 1978 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $259,900 (Dec 2016) |
| Tax Bill | $6,211 (2025) |
| Deeds & Mortgages | Aug 2024 Refinance Jun 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00594-50 |
| Primary APN | 14-00594-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,550 sqft Living Area |
| Gross Area | 2,756 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 14-00594-50 |
|---|---|
| Street Address | 693 LOWER RIVER RD |
| City | LINCOLN |
| State | RI |
| Zip | 02865-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA40 |
| Legal Lot Number | 186.0 |
| Jurisdiction | LINCOLN RI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Lime Kilns listed 1984 · 3 contributing resources · NRIS 84002015 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lincoln Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 693 LOWER RIVER RD, LINCOLN, RI 02865-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2024 | Quit Claim Deed, Transfer · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Jun 2, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance SHAMROCK HOME LOANS |
| Jan 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND HOUSING & MTG FIN CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2016 · Amount on Record |
| Deed Sale | Dec 7, 2016 · Amount on Record |
| Deed Book / Page | 2033 / 316 |
| Last Transfer Date | Aug 7, 2024 |
| Transfer Doc | 002533-454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Aug 13, 2024 |
| Property Address | 693 LOWER RIVER RD, LINCOLN, RI 02865-1213 |
| Document Number | 002533-454 |
| Book / Page | 2533 / 454 |
| Instrument Date | Aug 7, 2024 |
| Instrument | 202405556 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 693 LOWER RIVER RD, LINCOLN, RI 02865-1213 |
| Document Number | 0202405557 |
|---|---|
| Date | Aug 13, 2024 |
| Instrument | 202405557 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Jun 2, 2022 |
| Property Address | 693 LOWER RIVER RD, LINCOLN, RI 02865-1213 |
| Document Number | 0002429-64 |
| Book / Page | 2429 / 64 |
| Instrument Date | May 27, 2022 |
| Instrument | 1988 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 693 LOWER RIVER RD, LINCOLN, RI 02865-1213 |
| Document Number | 20220000001989 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 20220000001989 |
| Name | SHAMROCK HOME LOANS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 693 LOWER RIVER RD, LINCOLN, RI 02865-1213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2153-7 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 2153/7 |
| Instrument | 92 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Lincoln Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Lincoln Town |
| Unified School District | Lincoln School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,211.00 (+7.09%) | $459,400 (+30.62%) Land $219,500 Building $239,900 | $557,754 |
| 2023 | $5,800.00 | $351,700 Land $166,600 Building $185,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 15 (1979–2023) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
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