697 Laurel Ave, Atwater, CA 95301 Property Records

Merced County property record for 697 Laurel Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,643 sqft · built 1956
Lot Size	0.167 acres (7,285 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Nov 2009)
Tax Bill	$1,621 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-013-004-000`

Property Details

APN / Parcel Number

Primary APN	`003-013-004-000`
Alternative APN	`003-013-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,643 sqft Living Area
Gross Area	2,063 sqft
1st Floor Area	1,643 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1957
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,285 sqft (0.167 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Patio Area	476 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	003-013-004
Street Address	697 LAUREL AVE
City	ATWATER
State	CA
Zip	95301-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MARSHALL MANOR #2 LOT 27
Legal Subdivision	MARSHALL MANOR 02
Legal Lot Number	27
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2022
Census Tract	602

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	697 LAUREL AVE, ATWATER, CA 95301-3719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP
Oct 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage MERCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2009 · Amount on Record
Deed Sale	Nov 20, 2009 · Amount on Record
Prior Sale	Mar 30, 2007 · Amount on Record
Deed Document Number	200955177
Prior Transfer Date	Mar 7, 2007
Prior Transfer Doc	0000020477
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	697 LAUREL AVE, ATWATER, CA 95301-3719
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 LAUREL AVE, ATWATER, CA 95301-3719

Mortgage

Document Number	0000002520
Date	Jan 13, 2022
Instrument	2022002520

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	697 LAUREL AVE, ATWATER, CA 95301-3719
Document Number	0000033222
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	697 LAUREL AVE ATWATER CA 953013719, ATWATER, CA 95301-3719

Mortgage

Document Number	0000033222
Date	Oct 26, 2018
Instrument	33222

Lender

Name	MERCO CU
Type	Credit Union
Address	MERCED, CA 95340

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 25, 2033

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$151,396 (+2%) Land $19,742 Building $131,654
2025	$1,621.00 (+5.12%)	$148,428 (+4.04%) Land $19,355 Building $129,073
2023	$1,542.00 (+1.18%)	$142,666 Land $18,604 Building $124,062
2022	$1,524.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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