675 Laurel Ave, Atwater, CA 95301 Property Records

Merced County property record for 675 Laurel Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1957
Lot Size	0.167 acres (7,282 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Sep 2020)
Tax Bill	$3,405 (2025)
Deeds & Mortgages	Apr 2018 Second Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-013-005-000`

Property Details

APN / Parcel Number

Primary APN	`003-013-005-000`
Alternative APN	`003-013-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	1,478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1967
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,282 sqft (0.167 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	12 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	003-013-005
Street Address	675 LAUREL AVE
City	ATWATER
State	CA
Zip	95301-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MARSHALL MANOR #2 LOT 28
Legal Subdivision	MARSHALL MANOR 02
Legal Lot Number	28
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2022
Census Tract	602

Owner

675 Laurel Ave is owned and occupied by an individual who bought it in September 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	675 LAUREL AVE, ATWATER, CA 95301-3719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MERCED SCHOOL EMPLOYEES FCU
Sep 3, 2020	Grant Deed, Transfer · FHA Mortgage TRAVIS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Deed Document Number	202031018
Prior Transfer Date	Sep 19, 2007
Prior Transfer Doc	0000053737
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	675 LAUREL AVE, ATWATER, CA 95301-3719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011809
Date	Apr 23, 2018
Instrument	2018011809

Lender

Name	MERCED SCHOOL EMPLOYEES FCU
Type	Credit Union
Address	MERCED, CA 95348

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 23, 2033

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 3, 2020
Property Address	675 LAUREL AVE, ATWATER, CA 95301-3719
Document Number	0000031018
Map Reference	MB 13 PG 49
Instrument Date	Aug 18, 2020
Instrument	2020031018
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	675 LAUREL AVE, ATWATER, CA 95301-3719

Mortgage

Document Number	0000031019
Date	Sep 3, 2020
Instrument	2020031019

Lender

Name	TRAVIS CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 675 Laurel Ave was $3,405 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$327,907 (+2%) Land $82,804 Building $245,103
2025	$3,405.00 Homeowner's exemption	$321,479 Land $81,181 Building $240,298
2023	$3,234.00 (+1.16%) Homeowner's exemption	$308,998 Land $78,030 Building $230,968
2022	$3,197.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 675 Laurel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 675 Laurel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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