697 Florence Rd, Northampton (Florence), MA 01062 Property Records

Hampshire County and Northampton City property record for 697 Florence Rd, Northampton, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,336 sqft · built 1970
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Mar 2026)
Tax Bill	$7,812 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2026 Sale & Mortgage + 2 more
APN	`NHAM M:0037 B:0068 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0037 B:0068 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,104 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2006
Architectural Style	Split Level
Exterior Material	Brick
Lot Area	53,143 sqft (1.22 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	697 FLORENCE RD
City	FLORENCE
State	MA
Zip	01062-3672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	68
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3006
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	697 FLORENCE RD, FLORENCE, MA 01062-3672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit BANKESB
Mar 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FLORENCE BANK
Sep 8, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 30, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Deed Document Number	20264338
Deed Book / Page	15680 / 126
Prior Transfer Date	Mar 18, 2026
Prior Transfer Doc	015680-126
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	697 FLORENCE RD, NORTHAMPTON, MA 01062-3672
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015547-150
Date	Oct 6, 2025
Book Page	15547/150
Instrument	16518

Lender

Name	BANKESB

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Mar 30, 2026
Property Address	697 FLORENCE RD, NORTHAMPTON, MA 01062-3672
Document Number	015680-126
Book / Page	15680 / 126
Instrument Date	Mar 18, 2026
Instrument	4338
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	697 FLORENCE RD, NORTHAMPTON, MA 01062-3672

Mortgage

Document Number	0000004339
Date	Mar 30, 2026
Instrument	4339

Lender

Name	FLORENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Sep 8, 2025
Property Address	697 FLORENCE RD, NORTHAMPTON, MA 01062-3672
Document Number	015523-123
Book / Page	15523 / 123
Instrument Date	Aug 18, 2025
Instrument	14794
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 FLORENCE RD, FLORENCE, MA 01062-3672

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Nov 30, 2022
Property Address	697 FLORENCE RD, NORTHAMPTON, MA 01062-3672
Document Number	0014746-22
Book / Page	14746 / 22
Instrument Date	Nov 3, 2022
Instrument	24483
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 FLORENCE RD, NORTHAMPTON, MA 01062-3672

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,812.00 (+26.61%)	$560,800 (+43.98%) Land $103,300 Building $457,500	$525,730 (-)
2024			$525,730
2023	$6,170.00	$389,500 Land $89,600 Building $299,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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