Hampshire County and Northampton City property record for 520 Florence Rd, Northampton, MA 01062
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,104 sqft · built 1984 |
| Lot Size | 1.37 acres (59,982 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $343,000 (Aug 2005) |
| Tax Bill | $6,295 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2021 Line of Credit |
| APN | NHAM M:030C B:0050 L:0001 |
| Primary APN | NHAM M:030C B:0050 L:0001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,104 sqft Living Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Lot Area | 59,982 sqft (1.37 acres) |
| Garage Type | Attached |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 520 FLORENCE RD |
|---|---|
| City | FLORENCE |
| State | MA |
| Zip | 01062-3673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LA307 |
| Legal Subdivision | DAVID J & ANN D SATKOWSKI |
| Legal Block | 50 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHAMPTON MA |
| Township / Civil Division | NORTHAMPTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 822200 |
520 Florence Rd is owned and occupied by two individuals who bought it in August 2005.
Source: Hampshire County and Northampton City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 FLORENCE RD, FLORENCE, MA 01062-3673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage PEOPLESBANK (HOLYOKE MA) |
| Aug 25, 2021 | Deed of Trust, Mortgage · Line of Credit GREENFIELD SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2005 · Amount on File |
| Deed Sale | Aug 30, 2005 · Amount on File |
| Deed Document Number | 200523817 |
| Deed Book / Page | 8417 / 201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 520 FLORENCE RD, NORTHAMPTON, MA 01062-3673 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 015679-229 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 15679/229 |
| Instrument | 4302 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 520 FLORENCE RD, NORTHAMPTON, MA 01062-3673 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14240-58 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 14240/58 |
| Instrument | 21200 |
| Name | GREENFIELD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 520 Florence Rd was $6,295.
Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| Municipality | Northampton City |
| Unified School District | Northampton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,295.00 | $451,900 Land $104,900 Building $347,000 | $685,995 (+9.54%) |
| 2024 | $626,240 | ||
| 2023 | $6,083.00 | $384,000 Land $91,000 Building $293,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 520 Florence Rd; there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Florence Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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