697 Elm Ave, Imperial Beach, CA 91932 Property Records

San Diego County property record for 697 Elm Ave, Imperial Beach, CA 91932

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 2017
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$666,500 (Oct 2017)
Tax Bill	$7,614 (2025)
Deeds & Mortgages	Oct 2023 Transfer Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`626-372-06-00`

Property Details

APN / Parcel Number

Primary APN	`626-372-06-00`
Alternative APN	`6263720100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,442 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	6263720100
Street Address	697 ELM AVE
City	IMPERIAL BEACH
State	CA
Zip	91932-2039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-3800
Legal Description	BLK 6 LOTS 31&32 ST CLSD ADJ&PROP DAF:LOTS 1&2& TR 001830
Legal Subdivision	BEACH CLUB HEIGHTS
Legal Tract	001830
Legal Block	6
Legal Lot Number	1-2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4012
Census Tract	10300

Owner

697 Elm Ave is owned and occupied by an individual who acquired it in October 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	697 ELM AVE, IMPERIAL BEACH, CA 91932-2039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 24, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jul 9, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Oct 6, 2017	Grant Deed, Transfer · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Prior Sale	May 31, 2016 · Amount on File
Deed Document Number	2017463507
Last Transfer Date	Oct 26, 2023
Transfer Doc	0000300648
Record Updated	Sep 20, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2023
Property Address	697 ELM AVE, IMPERIAL BEACH, CA 91932-2039
Document Number	0000300648
Map Reference	DOC 74-47355
Instrument Date	Oct 26, 2023
Instrument	2023-0300648
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 ELM AVE, IMPERIAL BEACH, CA 91932-2039

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	697 ELM AVE, IMPERIAL BEACH, CA 91932-2039
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	697 ELM AVE, IMPERIAL BEACH, CA 91932-2039

Mortgage

Document Number	0000747735
Date	Nov 24, 2020
Instrument	2020-0747735

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	697 ELM AVE, IMPERIAL BEACH, CA 91932-2039
Document Number	0000282174
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 22, 2019
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	697 ELM AVE IMPERIAL BEACH CA 919322039, IMPERIAL BEACH, CA 91932-2039

Mortgage

Document Number	0000282174
Date	Jul 15, 2019
Instrument	282174

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2017
Property Address	697 ELM AVE, IMPERIAL BEACH, CA 91932-2039
Document Number	0000463507
Instrument Date	Jul 20, 2017
Instrument	463507
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$733.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	697 ELM AVE IMPERIAL BEACH CA 919322039, IMPERIAL BEACH, CA 91932-2039

Mortgage

Document Number	463508
Date	Oct 6, 2017
Instrument	463508

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 697 Elm Ave was $7,614 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Imperial Beach City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$773,176 (+2%) Land $475,838 Building $297,338
2025	$7,614.00	$758,016 Land $466,508 Building $291,508
2023	$7,170.00 (-0.42%)	$728,584 Land $448,394 Building $280,190
2022	$7,200.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 697 Elm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 697 Elm Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon, Wyyerd Connect.

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