1. Home
  2. California
  3. San Diego County
  4. Imperial Beach
  5. Elm Ave

654 Elm Ave, Imperial Beach, CA 91932 Property Records

San Diego County property record for 654 Elm Ave, Imperial Beach, CA 91932

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 1949
Lot Size0.156 acres (6,800 sqft)
Owner2 Company Names on Record
Last Sale$259,000 (Feb 2001)
Tax Bill$6,106 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Oct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN625-322-10-00

Property Details

APN / Parcel Number

Primary APN625-322-10-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,296 sqft Living Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Lot Area6,800 sqft (0.156 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address654 ELM AVE
CityIMPERIAL BEACH
StateCA
Zip91932-2030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6000
Legal DescriptionBLK 8 LOT 15 TR 002391
Legal SubdivisionSOUTH BAY TERRACE
Legal Tract002391
Legal Block8
Legal Lot Number15
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3003
Census Tract10202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address654 ELM AVE, IMPERIAL BEACH, CA 91932-2030
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2023Deed of Trust, Mortgage · Line of Credit
CALIFORNIA CU
Oct 24, 2018Deed of Trust, Mortgage · Line of Credit
CALIFORNIA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2001 · Amount on Record
Deed SaleFeb 28, 2001 · Amount on Record
Prior SaleJun 22, 2000 · Amount on Record
Deed Document Number2001115531
Last Transfer DateJan 7, 2011
Transfer Doc0000027209
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address654 ELM AVE, IMPERIAL BEACH, CA 91932-2030
Transaction TypeMortgage
Record UpdatedMay 3, 2023
Title CompanyCALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 ELM AVE, IMPERIAL BEACH, CA 91932-2030

Mortgage

Document Number0000105387
DateApr 24, 2023
Instrument2023-0105387
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 23, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address654 ELM AVE, IMPERIAL BEACH, CA 91932-2030
Document Number0000452632
Instrument DateOct 24, 2018
Transaction TypeMortgage
Record UpdatedNov 7, 2018
Title CompanyCALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address654 ELM AVE IMPERIAL BEACH CA 919322030, IMPERIAL BEACH, CA 91932-2030

Mortgage

Document Number0000452632
DateOct 30, 2018
Instrument452632
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91209-9100
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 29, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityImperial Beach City
Elementary School DistrictSouth Bay Union School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$480,556 (+2%) Land $215,167 Building $265,389
2025$6,106.00 (+4%) Homeowner's exemption$471,135 (+4.04%) Land $210,949 Building $260,186
2023$5,871.00 (+1.07%) Homeowner's exemption$452,842 Land $202,758 Building $250,084
2022$5,809.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL-AM WATER CORONADO
private · serves 106,000 people · EPA ID CA3710001
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier, GeoLinks, Verizon, Wyyerd Connect.

Nearby Properties on Elm Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures