697 Como Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 697 Como Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1915
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Aug 2018)
Tax Bill	$5,960 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-14-0101`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-14-0101`
Alternative APNs	`8458760` `512476`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	720 sqft
Basement Area	150 sqft
Finished Basement	150 sqft
Game Room	Game Room

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1976
Architectural Style	Cape Cod
Exterior Material	Stucco
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	512476
Street Address	697 COMO AVE
City	SAINT PAUL
State	MN
Zip	55103-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARE AND HOSPES ADDITION,TO ST LOT 47 BLK 3
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	WARE AND HOSPES ADDITION,TO ST
Legal Block	3
Legal Lot Number	47
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1010
Census Tract	31200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	697 COMO AVE, SAINT PAUL, MN 55103-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit DEERWOOD BK
Aug 10, 2018	Warranty Deed, Transfer · FHA Mortgage SUMMIT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on Record
Deed Sale	Aug 10, 2018 · Amount on Record
Deed Document Number	20182620999
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	697 COMO AVE, SAINT PAUL, MN 55103-1509
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02695708
Date	Apr 6, 2021
Instrument	T02695708

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Apr 1, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	697 COMO AVE, SAINT PAUL, MN 55103-1509
Document Number	0002628414
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	697 COMO AVE ST PAUL MN 551031509, ST PAUL, MN 55103-1509

Mortgage

Document Number	0002628414
Date	Nov 26, 2018
Instrument	2628414

Lender

Name	DEERWOOD BK
Type	Bank
Address	MENDOTA HEIGHTS, MN 55120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 25, 2038

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 10, 2018
Property Address	697 COMO AVE, SAINT PAUL, MN 55103-1509
Document Number	0002620999
Instrument Date	Jul 30, 2018
Instrument	2620999
Transaction Type	Transfer
Record Updated	Apr 28, 2021
Title Company	ENTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$867.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	697 COMO AVE ST PAUL MN 551031509, ST PAUL, MN 55103-1509

Mortgage

Document Number	2621000
Date	Aug 10, 2018
Instrument	2621000

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2048

Mortgage

Document Number	2695708,
Date	Aug 10, 2018
Instrument	2695708

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 9, 2045

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,100 (+20.43%) Land $34,000 Building $329,100	$363,100 (+20.43%) Land $34,000 Building $329,100
2025	$5,960.00 (+14.88%)
2023	$5,188.00 Homeowner's exemption	$301,500 Land $34,000 Building $267,500	$301,500 Land $34,000 Building $267,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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