687 Como Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 687 Como Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 988 sqft · built 1948
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jan 2020)
Tax Bill	$4,700 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-14-0099`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-14-0099`
Alternative APNs	`8374037` `8386032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	770 sqft
Finished Basement	770 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8386032
Street Address	687 COMO AVE
City	SAINT PAUL
State	MN
Zip	55103-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARE AND HOSPES ADDITION,TO ST SELY 1/2 OF LOT 49 AND ALL OF LOT 50 BLK 3
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	WARE AND HOSPES ADDITION,TO ST
Legal Block	3
Legal Lot Number	49,50
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1010
Census Tract	31200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	687 COMO AVE, SAINT PAUL, MN 55103-1509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Jan 22, 2020	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC
Dec 14, 2019	Deed of Trust, Mortgage · Line of Credit TRUSTONE FIN'L FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2020 · Amount on Record
Deed Sale	Jan 22, 2020 · Amount on Record
Prior Sale	Aug 22, 2014 · Amount on Record
Deed Document Number	20202657650
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	687 COMO AVE, SAINT PAUL, MN 55103-1509
Document Number	0002684928
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 COMO AVE ST PAUL MN 551031509, ST PAUL, MN 55103-1509

Mortgage

Document Number	0002684928
Date	Dec 21, 2020
Instrument	2684928

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 22, 2020
Property Address	687 COMO AVE, SAINT PAUL, MN 55103-1509
Document Number	0002657650
Instrument Date	Jan 9, 2020
Instrument	2657650
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	TITLE WERKS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	687 COMO AVE ST PAUL MN 551031509, ST PAUL, MN 55103-1509

Mortgage

Document Number	2657651
Date	Jan 22, 2020
Instrument	2657651

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	687 COMO AVE, SAINT PAUL, MN 55103-1509
Document Number	0002655658
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	687 COMO AVE ST PAUL MN 551031509, ST PAUL, MN 55103-1509

Mortgage

Document Number	0002655658
Date	Dec 23, 2019
Instrument	2655658

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 22, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,100 (+19.37%) Land $46,800 Building $277,300	$324,100 (+19.37%) Land $46,800 Building $277,300
2025	$4,700.00 (+19.05%)
2023	$3,948.00 Homeowner's exemption	$271,500 Land $46,800 Building $224,700	$271,500 Land $46,800 Building $224,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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