697 Cog Ct, Millersville, MD 21108 Property Records

Anne Arundel County property record for 697 Cog Ct, Millersville, MD 21108

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,648 sqft · built 1983
Lot Size0.042 acres (1,840 sqft)
Owner2 Individual Names on Record
Last Sale$331,250 (Sep 2022)
Tax Bill$3,271 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-558-90038422

Property Details

APN / Parcel Number

Primary APN03-558-90038422
Alternative APNs
  • 355890038422
  • 55890038422

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,648 sqft Living Area
1st Floor Area640 sqft
Basement Area448 sqft
Finished Basement448 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,840 sqft (0.042 acres)
Deck Area200 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number55890038422
Street Address697 COG CT
CityMILLERSVILLE
StateMD
Zip21108-1552
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR15
Legal DescriptionUNIT 43 SC 1 MILLRACE
Legal SubdivisionMILLRACE
Legal Block1
Legal Lot Number43
JurisdictionANNE ARUNDEL MD
Township / Civil Division2
Census Block Group1
Census Block1003
Census Tract730509

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address697 COG CT, 43, MILLERSVILLE, MD 21108-1552
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2022Deed, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC
Jan 7, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED MILITARY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2022 · Amount on Record
Deed SaleSep 28, 2022 · Amount on Record
Prior SaleJun 8, 2010 · Amount on Record
Deed Book / Page39155 / 49
Record UpdatedOct 29, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 28, 2022
Property Address697 COG CT, MILLERSVILLE, MD 21108-1552
Document Number0391550049
Book / Page39155 / 49
Map ReferenceMB 87 PG 33
Instrument DateSep 14, 2022
Transaction TypeTransfer
Record UpdatedOct 10, 2022
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$828.12
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address697 COG CT, MILLERSVILLE, MD 21108-1552

Mortgage

Document Number0003915556
DateSep 28, 2022
Instrument39155/56
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address697 COG CT, MILLERSVILLE, MD 21108-1552
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

NameVerified Name
Address697 COG CT, MILLERSVILLE, MD 21108-1552

Mortgage

Document Number0358910221
DateJan 7, 2021
Book Page35891/221
Lender
NameUNITED MILITARY MORTGAGE LLC
TypeMortgage Company
AddressLINDON, UT 84042
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$302,367 (+23.15%)$327,400 (+29.77%) Land $140,000 Building $187,400
2025$3,271.00 (+22.01%)
2023$2,681.00 Homeowner's exemption$245,533$252,300 Land $135,000 Building $117,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Believe Broadband
Fixed Wireless
500 / 100
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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