Anne Arundel County property record for 689 Cog Ct, Millersville, MD 21108
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,710 sqft · built 1983 |
| Lot Size | 0.042 acres (1,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Oct 2020) |
| Tax Bill | $3,782 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-558-90038418 |
| Primary APN | 03-558-90038418 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Basement Area | 510 sqft |
| Finished Basement | 510 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,841 sqft (0.042 acres) |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 55890038418 |
|---|---|
| Street Address | 689 COG CT |
| City | MILLERSVILLE |
| State | MD |
| Zip | 21108-1552 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R15 |
| Legal Description | UNIT 39 SC 1 MILLRACE |
| Legal Subdivision | MILLRACE |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 730509 |
689 Cog Ct, a townhouse, is owned and occupied by an individual who bought it in October 2020.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 689 COG CT, MILLERSVILLE, MD 21108-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 1, 2020 | Deed, Transfer · FHA Mortgage AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on File |
| Deed Sale | Oct 1, 2020 · Amount on File |
| Prior Sale | Jul 17, 2015 · Amount on File |
| Deed Book / Page | 35313 / 5 |
| Transfer Doc | 0000005835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 689 COG CT, MILLERSVILLE, MD 21108-1552 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0372120305 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 37212/305 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 1, 2020 |
| Property Address | 689 COG CT, MILLERSVILLE, MD 21108-1552 |
| Document Number | 0353130005 |
| Book / Page | 35313 / 5 |
| Map Reference | LB EAC 3647 FO 194 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | VELOCITY NATIONAL TTL CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 689 COG CT, MILLERSVILLE, MD 21108-1552 |
| Document Number | 3531311 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 35313/11 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 689 Cog Ct was $3,782.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,533 | $338,500 Land $140,000 Building $198,500 | |
| 2025 | $3,782.00 | ||
| 2023 | $2,981.00 | $273,000 | $287,600 Land $135,000 Building $152,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 689 Cog Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 689 Cog Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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