697 Centenary Rd, Gallipolis, OH 45631 Property Records

Gallia County property record for 697 Centenary Rd, Gallipolis, OH 45631

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,768 sqft · built 1981
Lot Size	0.532 acres (23,161 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (May 2009)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00801500200`

Property Details

APN / Parcel Number

Primary APN	`00801500200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
1st Floor Area	728 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	23,161 sqft (0.532 acres)
Lot Dimensions	193 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	336 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	697 CENTENARY RD
City	GALLIPOLIS
State	OH
Zip	45631-8529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 2 PORTERBROOK SUB DIV 120X194.86X120X193.26 V527 P363
Legal Range	15
Legal Township	05
Legal Section	17
Legal Subdivision	PORTERBROOK SUBDIVISION
Legal Lot Number	2
Jurisdiction	GALLIA OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1002
Census Tract	953902

Owner

Source: Gallia County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	697 CENTENARY RD, GALLIPOLIS, OH 45631-8529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2009 · Amount on Record
Deed Sale	May 20, 2009 · Amount on Record
Prior Sale	Jan 26, 2006 · Amount on Record
Deed Document Number	20091474
Deed Book / Page	381 / 536
Last Transfer Date	Jan 7, 2012
Transfer Doc	000527/363
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	697 CENTENARY RD, GALLIPOLIS, OH 45631-8529
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	648/420
Date	Jun 4, 2020
Book Page	648/420
Instrument	20-1388

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	234 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Green Township
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,959.00 (-8.11%)	$57,850 (-) Land $10,350 Building $47,500
2024			$165,290 (-) Land $29,570 Building $135,720
2023	$2,132.00	$57,850 Land $10,350 Building $47,500	$165,290 Land $29,570 Building $135,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2012)
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLIPOLIS PWS private · serves 7,134 people · EPA ID OH2700112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
JB-Nets Fixed Wireless	25 / 10

May also be available: altafiber Network Solutions, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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