477 Centenary Rd, Gallipolis, OH 45631 Property Records

Gallia County property record for 477 Centenary Rd, Gallipolis, OH 45631

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,825 sqft · built 1971
Lot Size	0.64 acres (27,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Apr 2016)
Tax Bill	$1,947 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`00801502400`

Property Details

APN / Parcel Number

Primary APN	`00801502400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,825 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	225 sqft
Finished Basement	225 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	27,900 sqft (0.64 acres)
Lot Dimensions	155 ft deep x 180 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Patio Area	384 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	477 CENTENARY RD
City	GALLIPOLIS
State	OH
Zip	45631-8529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 24 PORTERBROOK SUB DIV 155X180 V583 P340
Legal Range	15
Legal Township	05
Legal Section	17
Legal Subdivision	PORTERBROOK SUBDIVISION
Legal Lot Number	24
Jurisdiction	GALLIA OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1002
Census Tract	953902

Owner

Source: Gallia County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	477 CENTENARY RD, GALLIPOLIS, OH 45631-8529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Jan 25, 2021	Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK COMPANY
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE OHIO VALLEY BANK COMPANY
Jan 19, 2007	Deed of Trust, Mortgage · Line of Credit ROGER DEAN CARTER ETUX
Jan 19, 2007	Deed of Trust, Mortgage · Line of Credit GMAC MORTGAGE CORP
Aug 5, 2025	Intrafamily Transfer, Transfer · Line of Credit PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2016 · Amount on Record
Deed Sale	Apr 14, 2016 · Amount on Record
Prior Sale	Oct 1, 1989 · Amount on Record
Deed Document Number	2016907
Deed Book / Page	583 / 340
Last Transfer Date	Jul 31, 2025
Transfer Doc	000745/285
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Recording Date	May 8, 2026
Property Address	477 CENTENARY RD, GALLIPOLIS, OH 45631-8529
Document Number	0000001439
Book / Page	761 / 980
Instrument Date	Apr 13, 2026
Instrument	20261439
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 CENTENARY RD, GALLIPOLIS, OH 45631-8529

Mortgage

Document Number	0000001439,
Date	May 8, 2026
Book Page	761/980
Instrument	20261439

Lender

Name	PEOPLES BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	477 CENTENARY RD, GALLIPOLIS, OH 45631-8529
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 CENTENARY RD, GALLIPOLIS, OH 45631-8529

Mortgage

Document Number	000661/456
Date	Jan 25, 2021
Book Page	661/456
Instrument	21-0254

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 25, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	477 CENTENARY RD, GALLIPOLIS, OH 45631-8529
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000657/566
Date	Nov 10, 2020
Book Page	657/566
Instrument	20-3251

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	477 CENTENARY RD, GALLIPOLIS, OH 45631-8529
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000453/473
Date	Jan 19, 2007
Book Page	453/473
Instrument	070384

Lender

Name	ROGER DEAN CARTER ETUX
Type	Private Party
Address	100 WITMER RD, HORSHAM, PA 19044

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	477 CENTENARY RD, GALLIPOLIS, OH 45631-8529
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	TITLE FIRST, TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000453/454
Date	Jan 19, 2007
Book Page	453/454
Instrument	070383

Lender

Name	GMAC MORTGAGE CORP
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	Aug 1, 2036

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLIA OH
Recording Date	Aug 5, 2025
Property Address	477 CENTENARY RD, GALLIPOLIS, OH 45631-8529
Document Number	000745/285
Book / Page	745 / 285
Map Reference	MB 3 PG 133
Instrument Date	Jul 31, 2025
Instrument	2025-00002362
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 CENTENARY RD, GALLIPOLIS, OH 45631-8529

Mortgage

Document Number	0000757791
Date	Aug 5, 2025
Instrument	757/791

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Green Township
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,947.00	$57,500 (-) Land $12,400 Building $45,100
2024	$1,947.00 (-8.12%)	$57,500 (-) Land $12,400 Building $45,100	$164,300 (-) Land $35,440 Building $128,860
2023	$2,119.00	$57,500 Land $12,400 Building $45,100	$164,300 Land $35,440 Building $128,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2012)
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLIPOLIS PWS private · serves 7,134 people · EPA ID OH2700112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
JB-Nets Fixed Wireless	25 / 10

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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