697 Cavern Ter, Deltona, FL 32738 Property Records

Volusia County property record for 697 Cavern Ter, Deltona, FL 32738

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,719 sqft · built 2019
Lot Size0.229 acres (10,000 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Dec 2019)
Tax Bill$3,667 (2024)
Deeds & MortgagesAug 2021 Mortgage
Dec 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8130-21-13-0140

Property Details

APN / Parcel Number

Primary APN8130-21-13-0140
Alternative APNs
  • 31183021130140
  • 2712937.0
  • 2712937

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,719 sqft Living Area
1st Floor Area1,719 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Parking Spaces1 Parking Space
PorchOpen Porch
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number2712937.0
Old Parcel Number31183021130140
Street Address697 CAVERN TER
CityDELTONA
StateFL
Zip32738-8701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BLK 581 DELTONA LAKES UNIT 21 MB 27 PGS 7-10 INC PER OR 1781 PG 0377 PER OR 7558 PG 1818 PER OR 7784 PG 4979
Legal Range31E
Legal Township18S
Legal Section30
Legal SubdivisionDELTONA
Legal Tract21
Legal Block581
Legal Lot Number14
Legal Unit21
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group1
Census Block1025
Census Tract91038

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address697 CAVERN TER, DELTONA, FL 32738-8701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Dec 10, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
ALKAN MORTGAGE CORP
Jun 13, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2019 · Amount on Record
Deed SaleDec 10, 2019 · Amount on Record
Prior SaleJun 13, 2018 · Amount on Record
Deed Document Number2019-241472
Deed Book / Page7784 / 4979
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address697 CAVERN TER, DELTONA, FL 32738-8701
Transaction TypeMortgage
Record UpdatedSep 3, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address697 CAVERN TER, DELTONA, FL 32738-8701

Mortgage

Document Number0080964665
DateAug 6, 2021
Book Page8096/4665
Instrument2021-186672
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateDec 10, 2019
Property Address697 CAVERN TER, DELTONA, FL 32738-8701
Document Number0077844979
Book / Page7784 / 4979
Map ReferenceMB 27 PG 7-10
Instrument DateDec 9, 2019
Instrument2019-241472
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 4, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1847 LAKESHORE CIR, 1847, LONGWOOD, FL 32750-4545

Transferred To (Grantee/Buyer)

NameVerified Name
Address697 CAVEN TERRACE, DELTONA, FL 32738-8701

Mortgage

Document Number2019241473
DateDec 10, 2019
Instrument2019-241473
Lender
NameALKAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJun 13, 2018
Property Address697 CAVERN TER, DELTONA, FL 32738-8701
Document Number0075581818
Book / Page007558 / 001818
Instrument DateJun 7, 2018
Instrument119917
Transaction TypeTransfer
Record UpdatedJul 12, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1847 LAKESHORE CIR LONGWOOD FL 327504545, LONGWOOD, FL 32750-4545

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeltona City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$219,791 (+5.99%)$337,084 (+6.16%) Land $55,664 Building $281,420
2024$3,667.00 (+3.21%)
2023$3,553.00 (+0.99%) Homeowner's exemption$207,376 (+3%)$317,535 (+15.74%) Land $56,800 Building $260,735
2022$3,518.00 Homeowner's exemption$201,336$274,345 Land $35,600 Building $238,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELTONA WATER
serves 81,006 people · EPA ID FL3640287
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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