696 Cavern Ter, Deltona, FL 32738 Property Records

Volusia County property record for 696 Cavern Ter, Deltona, FL 32738

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,056 sqft · built 1989
Lot Size0.229 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Oct 2019)
Tax Bill$2,756 (2024)
Deeds & MortgagesJan 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8130-21-11-0100

Property Details

APN / Parcel Number

Primary APN8130-21-11-0100
Alternative APNs
  • 31183021110100
  • 2712597.0
  • 2712597

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area288 sqft
PorchOpen Porch
Porch Area250 sqft
Patio Area342 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number2712597.0
Old Parcel Number31183021110100
Street Address696 CAVERN TER
CityDELTONA
StateFL
Zip32738-8702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 BLK 579 DELTONA LAKES UNIT 21 MB 27 PGS 7-10 INC PER OR 3374 PG 1266 PER OR 7759 PG 1746
Legal Range31E
Legal Township18S
Legal Section30
Legal SubdivisionDELTONA
Legal Tract21
Legal Block579
Legal Lot Number10
Legal Unit21
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group1
Census Block1008
Census Tract91038

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address696 CAVERN TER, DELTONA, FL 32738-8702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 14, 2019Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2019 · Amount on Record
Deed SaleOct 14, 2019 · Amount on Record
Deed Document Number2019-200670
Deed Book / Page7759 / 1746
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address696 CAVERN TER, DELTONA, FL 32738-8702
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079662652
DateJan 4, 2021
Book Page7966/2652
Instrument2021-000103
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateOct 14, 2019
Property Address696 CAVERN TER, DELTONA, FL 32738-8702
Document Number0077591746
Book / Page007759 / 001746
Instrument DateOct 9, 2019
Instrument200670
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address696 CAVERN TER DELTONA FL 327388702, DELTONA, FL 32738-8702

Mortgage

Document Number77591748
DateOct 14, 2019
Book Page007759/001748
Instrument200671
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 13, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeltona City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$170,828 (+5.99%)$244,984 (+4.21%) Land $55,664 Building $189,320
2024$2,756.00 (+4.12%)
2023$2,647.00 (+1.26%) Homeowner's exemption$161,179 (+3%)$235,087 (+14.6%) Land $56,800 Building $178,287
2022$2,614.00 Homeowner's exemption$156,484$205,129 Land $35,600 Building $169,529

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDELTONA WATER
serves 81,006 people · EPA ID FL3640287
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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