697 Cardinal Ct, Washington, MO 63090 Property Records

Franklin County property record for 697 Cardinal Ct, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,078 sqft · built 2007
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,000 (Mar 2019)
Tax Bill	$3,497 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-4-19.2-0-004-002.290`

Property Details

APN / Parcel Number

Primary APN	`10-4-19.2-0-004-002.290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,078 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	100,188 sqft (2.3 acres)

Location & Zoning

Street Address	697 CARDINAL CT
City	WASHINGTON
State	MO
Zip	63090-1273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:29 CARDINAL MEADOWS
Legal Range	1W
Legal Township	44N
Legal Section	19
Legal Subdivision	CARDINAL MEADOWS
Legal Lot Number	29
Jurisdiction	FRANKLIN MO
Township / Civil Division	ST. JOHNS
Census Block Group	1
Census Block	1001
Census Tract	800301

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	697 CARDINAL CT, WASHINGTON, MO 63090-1273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Deed of Trust, Construction Loan · Line of Credit BANK OF WA
Mar 29, 2019	Warranty Deed, Transfer BANK OF WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Feb 4, 2008 · Amount on Record
Deed Document Number	20193690
Prior Transfer Date	Jan 31, 2008
Prior Transfer Doc	0000001879
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Recording Date	Feb 27, 2020
Property Address	697 CARDINAL CT, WASHINGTON, MO 63090-1273
Document Number	0000002804
Instrument Date	Feb 21, 2020
Instrument	2804
Transaction Type	Construction Loan
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	697 CARDINAL CT WASHINGTON MO 630901273, WASHINGTON, MO 63090-1273

Mortgage

Document Number	0000002804
Date	Feb 27, 2020
Instrument	2804

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 26, 2021

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 29, 2019
Property Address	697 CARDINAL CT, WASHINGTON, MO 63090-1273
Document Number	0000003690
Instrument Date	Mar 29, 2019
Instrument	3690
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	697 CARDINAL CT WASHINGTON MO 630901273, WASHINGTON, MO 63090-1273

Mortgage

Document Number	3691
Date	Mar 29, 2019
Instrument	3691

Lender

Name	BANK OF WA
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,497.00 (+1.39%)	$66,259 (+3.29%)	$348,730 (+3.29%) Land $50,000 Building $298,730
2023	$3,449.00 (-5.66%)	$64,146	$337,610 Land $50,000 Building $287,610
2022	$3,656.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 1 serves 3,500 people · EPA ID MO6024211
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
BlueBit Networks Fixed Wireless	10 / 1

May also be available: AT&T, T-Mobile, Verizon.

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