679 Cardinal Ct, Washington, MO 63090 Property Records

Franklin County property record for 679 Cardinal Ct, Washington, MO 63090

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,289 sqft · built 2003
Lot Size2.3 acres (100,188 sqft)
Owner2 Individual Names on Record
Tax Bill$3,610 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Jun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-4-19.2-0-004-002.280

Property Details

APN / Parcel Number

Primary APN10-4-19.2-0-004-002.280

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area3,289 sqft Living Area

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Construction TypeFrame
Lot Area100,188 sqft (2.3 acres)

Location & Zoning

Street Address679 CARDINAL CT
CityWASHINGTON
StateMO
Zip63090-1273
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeANU
Legal DescriptionLOT:28 CARDINAL MEADOWS
Legal Range01W
Legal Township44
Legal Section19
Legal SubdivisionCARDINAL MEADOWS
Legal Block4
Legal Lot Number28
JurisdictionFRANKLIN MO
Township / Civil DivisionST. JOHNS
Census Block Group1
Census Block1001
Census Tract800301

Owner

Source: Franklin County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address679 CARDINAL CT, WASHINGTON, MO 63090-1273
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2023Deed of Trust, Mortgage · Line of Credit
HERITAGE COMMUNITY BANK
Jun 14, 2020Warranty Deed, Construction Loan · Line of Credit
UNITED BK/UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2020
Deed SaleJun 15, 2020
Deed Document Number2009075
Prior Transfer DateJun 14, 2020
Prior Transfer Doc0000009075
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address679 CARDINAL CT, WASHINGTON, MO 63090-1273
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002302618
DateMar 6, 2023
Instrument2302618
Lender
NameHERITAGE COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMar 15, 2028

June 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJun 14, 2020
Property Address679 CARDINAL CT, WASHINGTON, MO 63090-1273
Document Number0000009075
Instrument DateJun 12, 2020
Instrument9075
Transaction TypeConstruction Loan
Record UpdatedJun 30, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address679 CARDINAL CT WASHINGTON MO 630901273, WASHINGTON, MO 63090-1273

Mortgage

Document Number9077
DateJun 14, 2020
Instrument9077
Lender
NameUNITED BK/UNION
TypeBank
AddressUNION, MO 63084
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJun 13, 2021
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictWashington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,610.00 (+16.87%)$68,406 (+19.09%)$360,030 (+19.09%) Land $50,000 Building $310,030
2023$3,089.00 (-9.89%)$57,439$302,310 Land $50,000 Building $252,310
2022$3,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN COUNTY PWSD 1
serves 3,500 people · EPA ID MO6024211
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Wave Internet Technologies
Fixed Wireless
100 / 100
BlueBit Networks
Fixed Wireless
10 / 1

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Cardinal Ct

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