Madison County property record for 697 Bratcher Ln, Berea, KY 40403 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 24,394 sqft (0.56 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,461.00 (2025) |
| Primary APN | 0074-0000-0046-D |
|---|---|
| Alternative APNs |
|
| Lot Area | 24,394 sqft (0.56 acres) |
|---|
| Account Number | 51063 |
|---|---|
| Street Address | 697 BRATCHER LN |
| City | BEREA |
| State | KY |
| Zip | 40403-1874 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 (0.56 ACRES) |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Minor Civil Division | BEREA |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 11304 |
Source: Madison County records · APN 0074-0000-0046-D
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 697 BRATCHER LN, BEREA, KY 40403-1874 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 09, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Mar 06, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 07, 2019 | Deed of Trust, Mortgage · Closed End Mortgage US BANK NA |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION |
| Nov 03, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage PARK COMMUNITY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 23, 2007 |
| Transfer Doc | 0D0624/283 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 697 BRATCHER LN, BEREA, KY 40403-1874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | M01818/418 |
|---|---|
| Date | Aug 09, 2018 |
| Book Page | M01818/418 |
| Instrument | 2013980009 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 22, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 697 BRATCHER LN, BEREA, KY 40403-1874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01731/231 |
|---|---|
| Date | Mar 06, 2017 |
| Book Page | M01731/231 |
| Instrument | 2013955447 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 697 BRATCHER LN, BEREA, KY 40403-1874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | M01892/618 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | M01892/618 |
| Instrument | 2014000065 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 06, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 697 BRATCHER LN, BEREA, KY 40403-1874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01936/267 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | M01936/267 |
| Instrument | 2014011056 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 697 BRATCHER LN, BEREA, KY 40403-1874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2107/420 |
|---|---|
| Date | Nov 03, 2021 |
| Book Page | M2107/420 |
| Instrument | 2014062326 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40299 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 25, 2036 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,461.00 (+4.36%) | $155,000 (+7.34%) | $155,000 (+7.34%) |
| 2023 | $1,400.00 | $144,400 | $144,400 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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