Lake County property record for 6966 River Rd, Madison, OH 44057
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 892 sqft · built 1900 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $146,000 (May 2020) |
| Tax Bill | $6,210 (2023) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-A-042-0-00-013-0 |
| Primary APN | 01-A-042-0-00-013-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 892 sqft Living Area |
| Gross Area | 1,084 sqft |
| 1st Floor Area | 560 sqft |
| Basement Area | 192 sqft |
| Family Room | Family Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 144 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6966 RIVER RD |
|---|---|
| City | MADISON |
| State | OH |
| Zip | 44057-9009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S-1 |
| Legal Description | TRACT 10 |
| Legal Subdivision | PART/ 10 |
| Legal Tract | 10 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MADISON |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 206700 |
6966 River Rd is owned and occupied by two individuals who bought it in May 2020.
Source: Lake County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6966 RIVER RD, MADISON, OH 44057-9009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Line of Credit LENDING COMPANY |
| May 5, 2020 | Grant Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2020 · Amount on File |
| Deed Sale | May 5, 2020 · Amount on File |
| Prior Sale | May 16, 2006 · Amount on File |
| Deed Document Number | 202011207 |
| Prior Transfer Date | Apr 29, 2006 |
| Prior Transfer Doc | 0000019428 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jul 6, 2026 |
| Property Address | 6966 RIVER RD, MADISON, OH 44057-9009 |
| Document Number | 0000014666 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202614666 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1479 SHERMAN ST, GENEVA, OH 44041-9107 |
| Document Number | 0000014666, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202614666 |
| Name | LENDING COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 5, 2020 |
| Property Address | 6966 RIVER RD, MADISON, OH 44057-9009 |
| Document Number | 0000011207 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 11207 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2020 |
| Title Company | TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $589.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6966 RIVER RD MADISON OH 440579009, MADISON, OH 44057-9009 |
| Document Number | 11208 |
|---|---|
| Date | May 5, 2020 |
| Instrument | 11208 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2050 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| County Subdivision | Madison Township |
| Unified School District | Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,080 Land $13,430 Building $61,650 | $214,520 Land $38,380 Building $176,140 | |
| 2023 | $6,210.00 (+81.1%) Homeowner's exemption | $55,870 (-) Land $10,500 Building $45,370 | |
| 2022 | $3,429.00 Homeowner's exemption | $55,870 Land $10,500 Building $45,370 | |
| 2021 | $159,620 Land $29,990 Building $129,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6966 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6966 River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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