6720 River Rd, Madison, OH 44057 Property Records

Lake County property record for 6720 River Rd, Madison, OH 44057

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,388 sqft · built 1961
Lot Size5.29 acres (230,541 sqft)
OwnerIndividual Name on File
Last Sale$640 (Jul 2021)
Tax Bill$5,533 (2023)
Deeds & MortgagesJul 2026 Line of Credit
Jul 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN01-A-041-0-00-010-0

Property Details

APN / Parcel Number

Primary APN01-A-041-0-00-010-0
Alternative APN
  • 50

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,388 sqft Living Area
1st Floor Area956 sqft
Basement Area432 sqft
Finished Basement432 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area230,541 sqft (5.29 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area76 sqft
Patio Area64 sqft
Pole Barn256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address6720 RIVER RD
CityMADISON
StateOH
Zip44057-9541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionTRACT 10
Legal Tract10
Legal Block4
Legal Lot Number4
JurisdictionLAKE OH
Township / Civil DivisionMADISON
Census Block Group4
Census Block4014
Census Tract206700

Owner

Source: Lake County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address6720 RIVER RD, MADISON, OH 44057-9541
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Jul 16, 2021Fiduciary Deed, Transfer · Line of Credit
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2021 · Amount on File
Deed SaleJul 16, 2021 · Amount on File
Prior SaleMay 27, 1994
Deed Document Number202124511
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Recording DateJul 15, 2026
Property Address6720 RIVER RD, MADISON, OH 44057-9541
Document Number0000015605
Instrument DateJul 9, 2026
Instrument202615605
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6720 RIVER RD, MADISON, OH 44057-9541

Mortgage

Document Number0000015605,
DateJul 15, 2026
Instrument202615605
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 13, 2051
Interest
Rate6.52%
Max Rate-1%

July 2021: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLAKE OH
Recording DateJul 16, 2021
Property Address6720 RIVER RD, MADISON, OH 44057-9541
Document Number0000024511
Instrument DateJul 15, 2021
Instrument2021R024511
Transaction TypeTransfer
Record UpdatedApr 18, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6720 RIVER RD, MADISON, OH 44057-9541

Mortgage

Document Number0000024512
DateJul 16, 2021
Instrument2021R024512
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLake County
County SubdivisionMadison Township
Unified School DistrictMadison Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$79,220 (+59.14%) Land $20,550 Building $58,670$226,320 (+59.14%) Land $58,700 Building $167,620
2023$5,533.00 (+77.23%) Homeowner's exemption$49,780 (-) Land $13,470 Building $36,310
2022$3,122.00$49,780 Land $13,470 Building $36,310
2021$142,210 Land $38,480 Building $103,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

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