St. Louis County property record for 6966 Bear Island Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1988 |
| Owner | Company Name on File |
| Tax Bill | $2,642 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 365-6000-03040 |
| Primary APN | 365-6000-03040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Gross Area |
| 1st Floor Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Garage Area | 720 sqft |
| Deck Area | 320 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1024385 |
|---|---|
| Street Address | 6966 BEAR ISLAND RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW1/4 OF SE1/4 - MN POWER LEASE #14-09ISLAND LAKE RESERVOIRMP 365-0010-00280 SERIAL # |
| Legal Range | 15W |
| Legal Township | 52N |
| Legal Section | 02 |
| Legal Subdivision | MINNESOTA POWER LEASE SITES |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FREDENBERG |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10602 |
6966 Bear Island Rd is owned by a company and is owner-occupied.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6966 BEAR ISLAND RD, DULUTH, MN 55803-9448 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 6966 Bear Island Rd was $2,642 with a homeowner's exemption, up 132,% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Fredenberg Township |
| Unified School District | Hermantown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,642.00 (+132,%) Homeowner's exemption | ||
| 2025 | $2.00 (-99.92%) Homeowner's exemption | $310,500 (+14.83%) Land $123,500 Building $187,000 | $310,500 (+14.83%) Land $123,500 Building $187,000 |
| 2024 | $2,528.00 | $270,400 Land $117,700 Building $152,700 | $270,400 Land $117,700 Building $152,700 |
| 2022 | $257,600 Land $111,900 Building $145,700 | $257,600 Land $111,900 Building $145,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6966 Bear Island Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6966 Bear Island Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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