6959 Bear Island Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 6959 Bear Island Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,080 sqft · built 1992
OwnerIndividual Name on Record
Last Sale$129,272 (Nov 2023)
Tax Bill$7,360 (2025)
Deeds & MortgagesNov 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN365-6000-02500

Property Details

APN / Parcel Number

Primary APN365-6000-02500
Alternative APNs
  • 365-0023-00570
  • 1158247
  • 133259

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,080 sqft Gross Area
Gross Area2,800 sqft
Basement Area1,290 sqft
Finished Basement1,290 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Exterior MaterialWood
Construction TypeFrame
Garage Area1,104 sqft
Deck Area586 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1158247
Street Address6959 BEAR ISLAND RD
CityDULUTH
StateMN
Zip55803-9448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19, BLOCK 2 SERIAL #
Legal Range15
Legal Township52
Legal Section02
Legal SubdivisionMINNESOTA POWER LEASE SITES
Legal Block2
Legal Lot Number19
JurisdictionST LOUIS MN
Township / Civil DivisionFREDENBERG
Census Block Group1
Census Block1010
Census Tract10602

Owner

Source: St. Louis County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12610 SORRENTO WAY UNIT 103, 103, BRADENTON, FL 34211-2188
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2023 · Amount on Record
Deed SaleNov 21, 2023 · Amount on Record
Deed Document Number1478492
Record UpdatedJun 8, 2026

November 2023: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionST LOUIS MN
Recording DateNov 21, 2023
Property Address6959 BEAR ISLAND RD, DULUTH, MN 55803-9448
Document Number0001478492
Instrument DateNov 9, 2023
Instrument1478492
Transaction TypeTransfer
Record UpdatedDec 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$426.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12610 SORRENTO WAY UNIT 103, 103, BRADENTON, FL 34211-2188

Mortgage

Document Number0001478493
DateNov 21, 2023
Instrument1478493
Lender
NamePROGROWTH BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term61 Months
DueNov 30, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of February 1, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionFredenberg Township
Unified School DistrictHermantown Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,360.00 (+22.71%)
2024$689,000 (+29.34%) Land $202,300 Building $486,700$689,000 (+29.34%) Land $202,300 Building $486,700
2023$5,998.00
2022$5,998.00$532,700 Land $135,300 Building $397,400$532,700 Land $135,300 Building $397,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bear Island Rd

Nearby Streets

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