Cass County property record for 69651 Vera Dr, Union, MI 49130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1973 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Oct 2013) |
| Tax Bill | $1,689 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-120-365-010-01 |
| Primary APN | 14-120-365-010-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,176 sqft Building Perimeter |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Lot Area | 29,185 sqft (0.67 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 69651 VERA DR |
|---|---|
| City | UNION |
| State | MI |
| Zip | 49130-9745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . (698 8-13 390-815) LOT 14 SCHMELING'S BALDWIN PRAIRIE |
| Legal Subdivision | SCHMELINGS BALDWIN PRAIRIE |
| Legal Lot Number | 14 |
| Jurisdiction | CASS MI |
| Township / Civil Division | PORTER |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 1000 |
69651 Vera Dr is owned and occupied by two individuals who bought it in October 2013.
Source: Cass County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 69651 VERA DR, UNION, MI 49130-9745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2013 · Amount on File |
| Deed Sale | Oct 24, 2013 · Amount on File |
| Prior Sale | Apr 27, 2004 · Amount on File |
| Deed Book / Page | 1068 / 1041 |
| Prior Transfer Date | Oct 25, 2004 |
| Prior Transfer Doc | 0897000615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jun 11, 2026 |
| Property Address | 69651 VERA DR, UNION, MI 49130-9745 |
| Document Number | 0000032585 |
| Book / Page | 1277 / 2015 |
| Instrument Date | Jun 6, 2026 |
| Instrument | 202632585 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 69651 VERA DR, UNION, MI 49130-9745 |
| Investor | Possibly a Property Investor |
| Document Number | 0000032585, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 1277/2015 |
| Instrument | 202632585 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 69651 VERA DR, UNION, MI 49130-9745 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 1184/1456 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 1184/1456 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 69651 Vera Dr was $1,689 with a homeowner's exemption.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Porter Township |
| Unified School District | White Pigeon Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,900 (+5.83%) Land $128,900 | $257,800 (+5.83%) Land $257,800 | |
| 2025 | $1,689.00 Homeowner's exemption | $121,800 Land $121,800 | $243,600 Land $243,600 |
| 2023 | $86,500 | $173,000 | |
| 2022 | $1,775.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 69651 Vera Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 69651 Vera Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COUNTRY VIEW MOBILE HOME COMMUNITY private · serves 55 people · EPA ID MI0040598 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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