Cass County property record for 69596 Vera Dr, Union, MI 49130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 2014 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $432 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Feb 2018 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-120-365-018-00 |
| Primary APN | 14-120-365-018-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,248 sqft Building Perimeter |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Area | 720 sqft |
| Street Address | 69596 VERA DR |
|---|---|
| City | UNION |
| State | MI |
| Zip | 49130-9792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . (709 8-13 386-547) LOT 27 SCHMELING'S BALDWIN PRAIRIE. |
| Legal Subdivision | BALDWIN PRAIRIE |
| Legal Lot Number | 27 |
| Jurisdiction | CASS MI |
| Township / Civil Division | PORTER |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 1000 |
Source: Cass County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 69596 VERA DR, UNION, MI 49130-9792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2018 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK |
| Feb 12, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREATER NILES COMM FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 69596 VERA DR, UNION, MI 49130-9792 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1146/0127 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 1146/0127 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 28, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 69596 VERA DR, UNION, MI 49130-9792 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1135/1138 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 1135/1138 |
| Name | GREATER NILES COMM FCU |
|---|---|
| Type | Credit Union |
| Address | NILES, MI 49120 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2028 |
Source: Cass County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Porter Township |
| Unified School District | White Pigeon Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,700 (+12.58%) | $141,400 (+12.58%) | |
| 2025 | $432.00 (-69.81%) Homeowner's exemption | $62,800 (+19.85%) Land $62,800 | $125,600 (+19.85%) Land $125,600 |
| 2023 | $52,400 | $104,800 | |
| 2022 | $1,431.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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